Vitals
  • Total Assets
    153.5M 1.8 %
  • Total Deposits
    130.2M 1.0 %
  • Total Net Loans
    104.2M 0.9 %
  • Net Income
    1.5M 9.8 %
  • Book Value
    16.9M 1.2 %
  • Book Value x2
    33.8M 1.2 %
  • Book Value x3
    50.7M 1.2 %
ROAA

1.027

ROAE

8.953

Efficiency Ratio

64.677

Net Interest Margin

4.388

Balance Sheet Highlights
Financial Highlights Quoin Financial Bank All Insured Commercial Banks in South Dakota
Balance Sheet $(000)
Total Assets 153,531 288,102
Total Net Loans 104,171 198,161
Total Deposits 130,167 243,793
Total Equity 16,906 35,439
Profitability
Net Income 1,548 3,749
Return on Average Assets 1.027 1.217
Return on Average Equity 8.953 10.279
Net Interest Margin 4.388 3.975
Efficiency Ratio 64.677 60.916
Noninterest Income/Revenue 7.089 21.874
Balance Sheet Ratios
Loan-to-Deposit 80.029 76.007
Securities/Assets .182 .161
Total Equity/Total Assets .11 .123
Tangible Equity/Tangible Assets .11 .119
Capital Adequacy
Tier 1 Common Capital 16,978 34,164
Tier 1 Capital 16,978 34,343
Tier 2 Capital 1,365 2,558
Total Capital 18,343 36,899
Total Risk Weighted Assets 119,852 225,553
Leverage Ratio 11.13 11.18
Common Equity Tier 1 Capital Ratio 14.17 15.765
Tier 1 Capital Ratio 14.17 15.791
Total Capital Ratio 15.3 16.885

Timeline for Quoin Financial Bank

M & H Financial Services, Inc.

M & H Financial Services, Inc. became a new parent organization for Quoin Financial Bank.

View Profile May 15 1987

U.S. Bancorp

U.S. Bancorp became a new parent organization for Quoin Financial Bank.

View Profile May 09 1956

Quoin Financial Bank

Quoin Financial Bank was established 86 years ago and is currently headquartered in Miller, SD.

Jan 01 1938
Relationships Role Relationship Start Relationship End
M & H Financial Services, Inc. Parent 5/15/1987
U.S. Bancorp Parent 5/9/1956 5/14/1987
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