Vitals
  • Total Assets
    156.9M 11.5 %
  • Total Deposits
    141.7M 9.5 %
  • Total Net Loans
    106.0M 20.8 %
  • Net Income
    389000.0000 -38.8 %
  • Book Value
    12.6M 16.2 %
  • Book Value x2
    25.2M 16.2 %
  • Book Value x3
    37.9M 16.2 %
ROAA

.253

ROAE

3.183

Efficiency Ratio

90.741

Net Interest Margin

4.948

Balance Sheet Highlights
Financial Highlights Tower Community Bank All Insured Commercial Banks in Tennessee
Balance Sheet $(000)
Total Assets 156,914 350,717
Total Net Loans 105,991 240,957
Total Deposits 141,749 296,573
Total Equity 12,783 37,152
Profitability
Net Income 389 3,593
Return on Average Assets .253 .956
Return on Average Equity 3.183 8.82
Net Interest Margin 4.948 4.036
Efficiency Ratio 90.741 69.386
Noninterest Income/Revenue 22.314 17.129
Balance Sheet Ratios
Loan-to-Deposit 74.774 77.925
Securities/Assets .13 .166
Total Equity/Total Assets .081 .106
Tangible Equity/Tangible Assets .068 .103
Capital Adequacy
Tier 1 Common Capital 11,426 35,983
Tier 1 Capital 11,426 36,157
Tier 2 Capital 661 2,649
Total Capital 12,087 38,803
Total Risk Weighted Assets 115,220 253,332
Leverage Ratio 7.58 10.564
Common Equity Tier 1 Capital Ratio 9.92 15.215
Tier 1 Capital Ratio 9.92 15.278
Total Capital Ratio 10.49 16.362

Timeline for Tower Community Bank

Patrick, Partin & Associates Insurance Agency, Inc.

Patrick, Partin & Associates Insurance Agency, Inc. became a new subsidiary organization for Tower Community Bank.

View Profile Jun 24 2016

First Citizens Holdings, Inc.

First Citizens Holdings, Inc. became a new subsidiary organization for Tower Community Bank.

View Profile Jul 03 2009

General Bancshares, Inc.

General Bancshares, Inc. became a new parent organization for Tower Community Bank.

View Profile Nov 19 1986

Tower Community Bank

Tower Community Bank was established 54 years ago and is currently headquartered in Jasper, TN.

Jan 02 1970
Relationships Role Relationship Start Relationship End
General Bancshares, Inc. Parent 11/19/1986
First Citizens Holdings, Inc. Subsidary 7/3/2009
Patrick, Partin & Associates Insurance Agency, Inc. Subsidary 6/24/2016
Similar Organizations
Organization City State Total Assets
American Bank & Trust Wisconsin
 		Cuba City WI 148.2M
Bankstar Financial
 		Elkton SD 148.5M
Davis Trust Company
 		Elkins WV 146.7M
Community State Bank
 		Spencer IA 149.8M
Quoin Financial Bank
 		Miller SD 146.5M
Farmers State Bank
 		Hillsboro WI 151.1M
Liberty Trust & Savings Bank
 		Durant IA 151.4M
State Bank Of Waterloo
 		Waterloo IL 151.9M
Winnsboro State Bank & Trust Company
 		Winnsboro LA 152.2M
First Bank Of The Palm Beaches
 		West Palm Beach FL 148.0M