Vitals
  • Total Assets
    49.4M 4.1 %
  • Total Deposits
    42.7M 0.3 %
  • Total Net Loans
    30.9M 6.5 %
  • Net Income
    5000.0000 -99.2 %
  • Book Value
    6.6M 38.2 %
  • Book Value x2
    13.1M 38.2 %
  • Book Value x3
    19.7M 38.2 %
ROAA

.303

ROAE

2.735

Efficiency Ratio

92.792

Net Interest Margin

4.822

Balance Sheet Highlights
Financial Highlights The First National Bank Of Volga All Insured Commercial Banks in South Dakota
Balance Sheet $(000)
Total Assets 49,354 387,274
Total Net Loans 30,905 257,999
Total Deposits 42,696 317,486
Total Equity 6,568 50,851
Profitability
Net Income 5 4,697
Return on Average Assets .303 1.107
Return on Average Equity 2.735 10.1
Net Interest Margin 4.822 3.833
Efficiency Ratio 92.792 64.97
Noninterest Income/Revenue 6.25 17.631
Balance Sheet Ratios
Loan-to-Deposit 72.384 70.909
Securities/Assets .111 .142
Total Equity/Total Assets .133 .131
Tangible Equity/Tangible Assets .082 .119
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 4,061 39,252
Tier 2 Capital — 2,901
Total Capital 4,061 42,150
Total Risk Weighted Assets 32,165 278,206
Leverage Ratio 9.22 10.419
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 12.63 15.464
Total Capital Ratio 12.63 16.532

Timeline for The First National Bank Of Volga

Bankstar Financial

The First National Bank Of Volga was acquired by Bankstar Financial 10 years

View Profile Mar 22 2014

Elkton Holding Company

Elkton Holding Company became a new parent organization for The First National Bank Of Volga.

View Profile Dec 20 2013

North Central Financial Services, Inc.

North Central Financial Services, Inc. became a new parent organization for The First National Bank Of Volga.

View Profile Sep 09 1983

The First National Bank Of Volga

The First National Bank Of Volga was established 122 years ago and is currently headquartered in Volga, SD.

Jan 02 1902
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Bankstar Financial Buyer 148,540 Pooling of Interests Discontinued 3/22/2014
Relationships Role Relationship Start Relationship End
Elkton Holding Company Parent 12/20/2013 3/21/2014
North Central Financial Services, Inc. Parent 12/28/2000 12/19/2013
North Central Financial Services, Inc. Parent 2/21/1990 12/27/2000
North Central Financial Services, Inc. Parent 9/23/1988 2/20/1990
North Central Financial Services, Inc. Parent 9/9/1983 9/22/1988
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