Vitals
  • Total Assets
    52.0M 7.4 %
  • Total Deposits
    45.8M 8.6 %
  • Total Net Loans
    18.9M 6.5 %
  • Net Income
    241000.0000 3.4 %
  • Book Value
    6.1M 0.1 %
  • Book Value x2
    12.1M 0.1 %
  • Book Value x3
    18.2M 0.1 %
ROAA

.497

ROAE

3.907

Efficiency Ratio

72.024

Net Interest Margin

2.718

Balance Sheet Highlights
Financial Highlights The First National Bank In Cooper All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 52,006 358,087
Total Net Loans 18,906 213,533
Total Deposits 45,840 308,027
Total Equity 6,071 38,740
Profitability
Net Income 241 3,845
Return on Average Assets .497 1.025
Return on Average Equity 3.907 9.415
Net Interest Margin 2.718 3.773
Efficiency Ratio 72.024 66.762
Noninterest Income/Revenue 15.314 16.375
Balance Sheet Ratios
Loan-to-Deposit 41.244 65.494
Securities/Assets .208 .214
Total Equity/Total Assets .117 .108
Tangible Equity/Tangible Assets .117 .104
Capital Adequacy
Tier 1 Common Capital 6,109 37,278
Tier 1 Capital 6,109 37,303
Tier 2 Capital 232 2,526
Total Capital 6,341 39,866
Total Risk Weighted Assets 18,540 237,367
Leverage Ratio 12.46 10.563
Common Equity Tier 1 Capital Ratio 32.95 18.073
Tier 1 Capital Ratio 32.95 18.097
Total Capital Ratio 34.2 19.169

Timeline for The First National Bank In Cooper

The Delta Bank

Acquisition: The First National Bank In Cooper acquired a new subsidiary, The Delta Bank, 17 years

View Profile May 26 2007

Cooper Lake Financial Corporation

Cooper Lake Financial Corporation became a new parent organization for The First National Bank In Cooper.

View Profile Jun 08 1988

The First National Bank In Cooper

The First National Bank In Cooper was established 133 years ago and is currently headquartered in Cooper, TX.

Jan 15 1891
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The Delta Bank Seller 18,325 Pooling of Interests Discontinued 5/26/2007
Relationships Role Relationship Start Relationship End
Cooper Lake Financial Corporation Parent 12/19/2000
Cooper Lake Financial Corporation Parent 6/8/1988 12/18/2000
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