Vitals
  • Total Assets
    18.3M 3.9 %
  • Total Deposits
    15.8M 3.9 %
  • Total Net Loans
    9.1M 3.5 %
  • Net Income
    44000.0000 -34.3 %
  • Book Value
    2.5M 3.3 %
  • Book Value x2
    4.9M 3.3 %
  • Book Value x3
    7.4M 3.3 %
ROAA

.974

ROAE

7.198

Efficiency Ratio

67.211

Net Interest Margin

4.566

Balance Sheet Highlights
Financial Highlights The Delta Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 18,325 155,945
Total Net Loans 9,070 88,894
Total Deposits 15,756 133,842
Total Equity 2,469 15,720
Profitability
Net Income 44 1,095
Return on Average Assets .974 1.418
Return on Average Equity 7.198 14.359
Net Interest Margin 4.566 4.497
Efficiency Ratio 67.211 66.629
Noninterest Income/Revenue 10.061 13.517
Balance Sheet Ratios
Loan-to-Deposit 57.565 62.238
Securities/Assets .145 .655
Total Equity/Total Assets .135 .101
Tangible Equity/Tangible Assets .135 -.231
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 2,480 14,946
Tier 2 Capital 91 1,020
Total Capital 2,571 15,973
Total Risk Weighted Assets 18,399 101,002
Leverage Ratio 13.73 10.216
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 13.48 17.232
Total Capital Ratio 13.97 18.242

Timeline for The Delta Bank

The First National Bank In Cooper

The Delta Bank was acquired by The First National Bank In Cooper 18 years

View Profile May 26 2007

Cooper Lake Financial Corporation

Cooper Lake Financial Corporation became a new parent organization for The Delta Bank.

View Profile Feb 23 2001

The Delta Bank

The Delta Bank was established 125 years ago and is currently headquartered in Cooper, TX.

Aug 11 1900
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The First National Bank In Cooper Buyer 47,116 Pooling of Interests Discontinued 5/26/2007
Relationships Role Relationship Start Relationship End
Cooper Lake Financial Corporation Parent 2/23/2001 5/25/2007
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