The Delta Bank
Cooper, TX — Non-member Bank
Acquired May 2007
Net Interest Margin Over Time
| Net Interest Margin | The Delta Bank | All Insured Commercial Banks in Texas |
| 03-31-2007 | 4.566 | 4.497 |
| 12-31-2006 | 4.741 | 4.615 |
| 09-30-2006 | 4.897 | 4.6 |
| 06-30-2006 | 5.056 | 4.566 |
| 03-31-2006 | 4.516 | 4.513 |
| 12-31-2005 | 4.426 | 4.492 |
| 09-30-2005 | 4.411 | 4.458 |
| 06-30-2005 | 4.396 | 4.405 |
| 03-31-2005 | 4.434 | 4.377 |
| 12-31-2004 | 4.088 | 4.362 |
| 09-30-2004 | 3.905 | 4.344 |
| 06-30-2004 | 3.758 | 4.301 |
| 03-31-2004 | 4.115 | 4.304 |
| 12-31-2003 | 3.603 | 4.327 |
| 09-30-2003 | 3.515 | 4.323 |
| 06-30-2003 | 3.437 | 4.347 |
| 03-31-2003 | 3.538 | 4.348 |
| 12-31-2002 | 3.737 | 4.573 |