The Delta Bank
Cooper, TX — Non-member Bank
Acquired May 2007
Total Capital Ratio Over Time
| Total Capital Ratio | The Delta Bank | All Insured Commercial Banks in Texas |
| 03-31-2007 | 13.97 | 18.242 |
| 12-31-2006 | 13.82 | 18.005 |
| 09-30-2006 | 14.9 | 18.276 |
| 06-30-2006 | 14.3 | 18.151 |
| 03-31-2006 | 14.19 | 18.092 |
| 12-31-2005 | 13.49 | 17.899 |
| 09-30-2005 | 13.46 | 18.193 |
| 06-30-2005 | 12.95 | 18.31 |
| 03-31-2005 | 13.16 | 18.447 |
| 12-31-2004 | 12.59 | 18.185 |
| 09-30-2004 | 12.77 | 18.415 |
| 06-30-2004 | 12.07 | 18.282 |
| 03-31-2004 | 12.15 | 18.409 |
| 12-31-2003 | 11.21 | 18.128 |
| 09-30-2003 | 11.82 | 18.224 |
| 06-30-2003 | 11.24 | 17.979 |
| 03-31-2003 | 10.67 | 18.009 |
| 12-31-2002 | 10.59 | 17.784 |