The Delta Bank
Cooper, TX — Non-member Bank
Acquired May 2007
Leverage Ratio Over Time
| Leverage Ratio | The Delta Bank | All Insured Commercial Banks in Texas |
| 03-31-2007 | 13.73 | 10.216 |
| 12-31-2006 | 13.82 | 10.112 |
| 09-30-2006 | 14.26 | 10.325 |
| 06-30-2006 | 13.35 | 10.162 |
| 03-31-2006 | 13.63 | 10.004 |
| 12-31-2005 | 12.72 | 10.048 |
| 09-30-2005 | 13.02 | 10.213 |
| 06-30-2005 | 12.43 | 10.119 |
| 03-31-2005 | 12.65 | 10.046 |
| 12-31-2004 | 12.02 | 9.979 |
| 09-30-2004 | 12.16 | 10.144 |
| 06-30-2004 | 11.49 | 9.931 |
| 03-31-2004 | 11.4 | 9.847 |
| 12-31-2003 | 10.78 | 9.74 |
| 09-30-2003 | 11.31 | 9.841 |
| 06-30-2003 | 10.22 | 9.717 |
| 03-31-2003 | 10.7 | 9.659 |
| 12-31-2002 | 10.22 | 9.595 |