The Delta Bank
Cooper, TX — Non-member Bank
Acquired May 2007
Tier 1 Capital Ratio Over Time
| Tier 1 Capital Ratio | The Delta Bank | All Insured Commercial Banks in Texas |
| 03-31-2007 | 13.48 | 17.232 |
| 12-31-2006 | 13.32 | 16.99 |
| 09-30-2006 | 14.37 | 17.244 |
| 06-30-2006 | 13.78 | 17.115 |
| 03-31-2006 | 13.67 | 17.048 |
| 12-31-2005 | 12.98 | 16.861 |
| 09-30-2005 | 12.96 | 17.138 |
| 06-30-2005 | 12.45 | 17.245 |
| 03-31-2005 | 12.7 | 17.369 |
| 12-31-2004 | 12.1 | 17.12 |
| 09-30-2004 | 12.3 | 17.344 |
| 06-30-2004 | 11.63 | 17.209 |
| 03-31-2004 | 11.74 | 17.325 |
| 12-31-2003 | 10.78 | 17.049 |
| 09-30-2003 | 11.41 | 17.144 |
| 06-30-2003 | 10.86 | 16.9 |
| 03-31-2003 | 10.34 | 16.919 |
| 12-31-2002 | 10.24 | 16.71 |