Vitals
  • Total Assets
    49.4M 3.2 %
  • Total Deposits
    45.0M 3.8 %
  • Total Net Loans
    7.6M -14.2 %
  • Net Income
    227000.0000 -3.8 %
  • Book Value
    4.2M -0.5 %
  • Book Value x2
    8.5M -0.5 %
  • Book Value x3
    12.7M -0.5 %
ROAA

.457

ROAE

5.166

Efficiency Ratio

69.06

Net Interest Margin

2.242

Balance Sheet Highlights
Financial Highlights The First National Bank Of Powhatan Point All Insured Commercial Banks in Ohio
Balance Sheet $(000)
Total Assets 49,439 361,398
Total Net Loans 7,630 246,196
Total Deposits 45,018 299,385
Total Equity 4,233 40,120
Profitability
Net Income 227 3,580
Return on Average Assets .457 .879
Return on Average Equity 5.166 7.888
Net Interest Margin 2.242 3.69
Efficiency Ratio 69.06 68.453
Noninterest Income/Revenue 7.754 19.831
Balance Sheet Ratios
Loan-to-Deposit 16.949 76.786
Securities/Assets .495 .197
Total Equity/Total Assets .086 .111
Tangible Equity/Tangible Assets .086 .102
Capital Adequacy
Tier 1 Common Capital 4,227 37,120
Tier 1 Capital 4,227 37,403
Tier 2 Capital 166 2,742
Total Capital 4,393 40,139
Total Risk Weighted Assets 18,600 260,858
Leverage Ratio 8.33 10.639
Common Equity Tier 1 Capital Ratio 22.73 16.715
Tier 1 Capital Ratio 22.73 16.742
Total Capital Ratio 23.62 17.824

Timeline for The First National Bank Of Powhatan Point

Powhatan Point Community Bancshares, Inc.

Powhatan Point Community Bancshares, Inc. became a new parent organization for The First National Bank Of Powhatan Point.

View Profile Mar 01 1994

Hometown Bancshares, Inc.

Hometown Bancshares, Inc. became a new parent organization for The First National Bank Of Powhatan Point.

View Profile Apr 17 1990

The First National Bank Of Powhatan Point

The First National Bank Of Powhatan Point was established 119 years ago and is currently headquartered in Powhatan Point, OH.

Mar 09 1905
Relationships Role Relationship Start Relationship End
Powhatan Point Community Bancshares, Inc. Parent 3/1/1994
Hometown Bancshares, Inc. Parent 4/17/1990 2/28/1994
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