Vitals
  • Total Assets
    50.0M -8.9 %
  • Total Deposits
    42.9M -10.5 %
  • Total Net Loans
    38.7M -2.4 %
  • Net Income
    145000.0000 -36.7 %
  • Book Value
    7.0M 1.7 %
  • Book Value x2
    14.1M 1.7 %
  • Book Value x3
    21.1M 1.7 %
ROAA

.274

ROAE

2.055

Efficiency Ratio

95.285

Net Interest Margin

4.454

Balance Sheet Highlights
Financial Highlights Citizens National Bank All Insured Commercial Banks in Virginia
Balance Sheet $(000)
Total Assets 50,032 858,303
Total Net Loans 38,728 607,607
Total Deposits 42,873 699,932
Total Equity 7,036 97,657
Profitability
Net Income 145 7,896
Return on Average Assets .274 .794
Return on Average Equity 2.055 6.983
Net Interest Margin 4.454 3.805
Efficiency Ratio 95.285 71.157
Noninterest Income/Revenue 2.377 16.327
Balance Sheet Ratios
Loan-to-Deposit 90.332 84.705
Securities/Assets .082 .136
Total Equity/Total Assets .141 .114
Tangible Equity/Tangible Assets .141 .103
Capital Adequacy
Tier 1 Common Capital 7,082 87,521
Tier 1 Capital 7,082 87,589
Tier 2 Capital 506 6,159
Total Capital 7,588 93,977
Total Risk Weighted Assets 40,318 657,024
Leverage Ratio 13.84 10.765
Common Equity Tier 1 Capital Ratio 17.57 14.768
Tier 1 Capital Ratio 17.57 14.769
Total Capital Ratio 18.82 15.893

Timeline for Citizens National Bank

Cnb Bancorp, Inc.

Acquisition: Citizens National Bank acquired a new subsidiary, Cnb Bancorp, Inc. , 12 years

View Profile Feb 15 2012

Citizens National Bank

Citizens National Bank was established 21 years ago and is currently headquartered in Windsor, VA.

Apr 29 2003

Cnb Bancorp, Inc.

Cnb Bancorp, Inc. became a new parent organization for Citizens National Bank.

View Profile Apr 29 2003
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Cnb Bancorp, Inc. Seller Acquisition Discontinued 2/15/2012
Relationships Role Relationship Start Relationship End
Cnb Bancorp, Inc. Parent 4/29/2003 2/14/2012
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