Efficiency Ratio Over Time
Efficiency Ratio Citizens National Bank All Insured Commercial Banks in Virginia
12-31-2016 95.285 71.157
09-30-2016 93.987 70.908
06-30-2016 94.693 71.937
03-31-2016 92.977 72.09
12-31-2015 91.966 73.115
09-30-2015 90.539 72.582
06-30-2015 89.027 72.892
03-31-2015 89.382 73.075
12-31-2014 88.301 72.894
09-30-2014 89.23 72.86
06-30-2014 87.902 73.892
03-31-2014 83.439 73.799
12-31-2013 96.354 74.134
09-30-2013 91.362 74.081
06-30-2013 86.771 73.673
03-31-2013 87.211 74.238
12-31-2012 88.431 74.326
09-30-2012 89.747 74.638
06-30-2012 91.56 74.273
03-31-2012 90.381 73.428
12-31-2011 90.529 73.91
09-30-2011 91.44 74.056
06-30-2011 92.836 75.918
03-31-2011 94.95 75.801
12-31-2010 93.021 74.128
09-30-2010 90.968 73.27
06-30-2010 89.187 74.768
03-31-2010 92.323 75.576
12-31-2009 98.104 83.617
09-30-2009 89.605 82.693
06-30-2009 93.135 84.982
03-31-2009 89.796 80.855
12-31-2008 85.622 80.337
09-30-2008 86.373 79.793
06-30-2008 88.65 79.253
03-31-2008 92.704 79.735
12-31-2007 85.59 75.779
09-30-2007 88.523 73.367
06-30-2007 89.462 71.152
03-31-2007 90.287 71.522
12-31-2006 86.078 70.382
09-30-2006 87.511 66.252
06-30-2006 89.84 66.809
03-31-2006 93.094 66.465
12-31-2005 110.052 66.06
09-30-2005 114.792 64.247
06-30-2005 117.208 64.679
03-31-2005 138.053 65.369
12-31-2004 178.361 65.278
09-30-2004 184.691 64.991
06-30-2004 199.17 65.483
03-31-2004 211.818 65.972
12-31-2003 433.113 64.911
09-30-2003 700 64.352
06-30-2003 1333.333 63.374
03-31-2003 62.719
12-31-2002 63.6