State Bank Of Herscher
Herscher, IL — Non-member Bank
Active
Vitals
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Total Assets141.6M 1.2 %
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Total Deposits121.0M 0.7 %
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Total Net Loans71.1M 25.9 %
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Net Income517000.0000 154.7 %
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Book Value18.2M -1.6 %
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Book Value x236.4M -1.6 %
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Book Value x354.6M -1.6 %
Balance Sheet Highlights
| Financial Highlights | State Bank Of Herscher | All Insured Commercial Banks in Illinois |
| Balance Sheet $(000) | ||
| Total Assets | 141,630 | 290,894 |
| Total Net Loans | 71,147 | 191,278 |
| Total Deposits | 120,983 | 246,407 |
| Total Equity | 18,198 | 31,125 |
| Profitability | ||
| Net Income | 517 | 2,670 |
| Return on Average Assets | .368 | .919 |
| Return on Average Equity | 2.76 | 8.247 |
| Net Interest Margin | 5.08 | 3.499 |
| Efficiency Ratio | 60.264 | 67.9 |
| Noninterest Income/Revenue | 8.857 | 16.598 |
| Balance Sheet Ratios | ||
| Loan-to-Deposit | 58.807 | 72.669 |
| Securities/Assets | .342 | .191 |
| Total Equity/Total Assets | .128 | .107 |
| Tangible Equity/Tangible Assets | .118 | .103 |
| Capital Adequacy | ||
| Tier 1 Common Capital | 16,772 | 29,670 |
| Tier 1 Capital | 16,772 | 29,720 |
| Tier 2 Capital | 1,177 | 2,112 |
| Total Capital | 17,949 | 31,905 |
| Total Risk Weighted Assets | 91,685 | 212,461 |
| Leverage Ratio | 11.93 | 10.62 |
| Common Equity Tier 1 Capital Ratio | 18.29 | 16.313 |
| Tier 1 Capital Ratio | 18.29 | 16.329 |
| Total Capital Ratio | 19.58 | 17.341 |
Timeline for State Bank Of Herscher
Foresight Financial Group, Inc.
Foresight Financial Group, Inc. became a new parent organization for State Bank Of Herscher.
View Profile Jul 02 2015
Hershare Financial Corporation
Hershare Financial Corporation became a new parent organization for State Bank Of Herscher.
View Profile Oct 31 1989
State Bank Of Herscher
State Bank Of Herscher was established 122 years ago and is currently headquartered in Herscher, IL.
May 20 1902| Relationships | Role | Relationship Start | Relationship End |
| Foresight Financial Group, Inc. | Parent | 7/2/2015 | |
| Hershare Financial Corporation | Parent | 10/31/1989 | 7/1/2015 |
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