Vitals
  • Total Assets
    150.0M 7.9 %
  • Total Deposits
    129.5M 6.9 %
  • Total Net Loans
    87.7M -2.1 %
  • Net Income
    3.7M 41.6 %
  • Book Value
    16.3M 11.0 %
  • Book Value x2
    32.6M 11.0 %
  • Book Value x3
    48.8M 11.0 %
ROAA

2.622

ROAE

23.497

Efficiency Ratio

57.302

Net Interest Margin

5.874

Balance Sheet Highlights
Financial Highlights South Georgia Bank All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 150,027 256,123
Total Net Loans 87,680 160,108
Total Deposits 129,489 221,413
Total Equity 16,282 27,434
Profitability
Net Income 3,713 2,812
Return on Average Assets 2.622 .99
Return on Average Equity 23.497 8.811
Net Interest Margin 5.874 4.031
Efficiency Ratio 57.302 72.067
Noninterest Income/Revenue 22.462 19.316
Balance Sheet Ratios
Loan-to-Deposit 67.712 70.662
Securities/Assets .19 .165
Total Equity/Total Assets .109 .107
Tangible Equity/Tangible Assets .109 .105
Capital Adequacy
Tier 1 Common Capital 16,637 26,376
Tier 1 Capital 16,637 26,452
Tier 2 Capital 1,180 1,919
Total Capital 17,817 28,453
Total Risk Weighted Assets 94,185 174,280
Leverage Ratio 11.45 10.62
Common Equity Tier 1 Capital Ratio 17.66 16.191
Tier 1 Capital Ratio 17.66 16.286
Total Capital Ratio 18.92 17.433

Timeline for South Georgia Bank

South Group Bancshares, Inc.

South Group Bancshares, Inc. became a new parent organization for South Georgia Bank.

View Profile Dec 31 2001

South Georgia Bank

South Georgia Bank was established 37 years ago and is currently headquartered in Glennville, GA.

Apr 07 1987
Relationships Role Relationship Start Relationship End
South Group Bancshares, Inc. Parent 12/31/2001
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