State Bank Of Herscher
Herscher, IL — Non-member Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | State Bank Of Herscher | All Insured Commercial Banks in Illinois |
Interest and Fees on Loans | 5,400 | 8,415 |
Income from Lease Financing Receivables | — | 4 |
2 | 41 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 1 | 20 |
Income on Loans and Leases (TE) | 5,401 | 8,470 |
Investment Interest Income (TE) | 1,180 | 1,438 |
Total Interest Income (TE) | 6,668 | 10,200 |
Total Interest Expense | 265 | 1,041 |
Net Interest Income (TE) | 6,403 | 9,113 |
Non-Interest Income | 648 | 2,030 |
Adjusted Operating Income (TE) | 7,051 | 11,316 |
Non-interest Expense | 4,249 | 7,442 |
Provision for Loan & Lease Losses | 2,150 | 307 |
Pretax Operating Income (TE) | 652 | 3,453 |
Pretax Net Operating Income (TE) | 759 | 3,554 |
Applicable Income Taxes | 102 | 569 |
Net Operating Income | 517 | 2,671 |
Net Income | 517 | 2,670 |
Cash Dividends Declared | — | 1,225 |
Retained Earnings | 517 | 1,214 |