Vitals
  • Total Assets
    686.4M 18.0 %
  • Total Deposits
    538.5M 17.6 %
  • Total Net Loans
    543.4M 21.5 %
  • Net Income
    3.0M 1.2 %
  • Book Value
    71.5M 16.3 %
  • Book Value x2
    143.0M 16.3 %
  • Book Value x3
    214.5M 16.3 %
ROAA

.441

ROAE

4.429

Efficiency Ratio

81.556

Net Interest Margin

3.31

Balance Sheet Highlights
Financial Highlights Citizens Community Federal National Association All Insured Commercial Banks in Wisconsin
Balance Sheet $(000)
Total Assets 686,414 272,940
Total Net Loans 543,392 188,306
Total Deposits 538,479 228,985
Total Equity 71,494 30,879
Profitability
Net Income 3,027 3,013
Return on Average Assets .441 1.04
Return on Average Equity 4.429 8.894
Net Interest Margin 3.31 3.727
Efficiency Ratio 81.556 64.939
Noninterest Income/Revenue 13.361 14.969
Balance Sheet Ratios
Loan-to-Deposit 100.912 81.441
Securities/Assets .127 .167
Total Equity/Total Assets .104 .113
Tangible Equity/Tangible Assets .096 .11
Capital Adequacy
Tier 1 Common Capital 67,385 29,936
Tier 1 Capital 67,385 29,937
Tier 2 Capital 5,917 2,305
Total Capital 73,302 32,273
Total Risk Weighted Assets 498,150 202,263
Leverage Ratio 9.79 11.31
Common Equity Tier 1 Capital Ratio 13.53 15.769
Tier 1 Capital Ratio 13.53 15.771
Total Capital Ratio 14.71 16.923

Timeline for Citizens Community Federal National Association

Community Bank Of Northern Wisconsin

Acquisition: Citizens Community Federal National Association acquired a new subsidiary, Community Bank Of Northern Wisconsin, 7 years

View Profile May 17 2016

Cbnw Agency, Inc.

Cbnw Agency, Inc. became a new subsidiary organization for Citizens Community Federal National Association.

View Profile May 17 2016

Citizens Community Bancorp, Inc.

Citizens Community Bancorp, Inc. became a new parent organization for Citizens Community Federal National Association.

View Profile Oct 30 2006

Community Plus Savings Bank

Acquisition: Citizens Community Federal National Association acquired a new subsidiary, Community Plus Savings Bank, 18 years

View Profile Jul 01 2005

Citizens Community Federal National Association

Citizens Community Federal National Association was established 22 years ago and is currently headquartered in Altoona, WI.

Dec 10 2001

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Complete timeline for Citizens Community Federal National Association is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Community Bank Of Northern Wisconsin Seller 153,905 Acquisition Discontinued 5/17/2016
Community Plus Savings Bank Seller 45,954 Discontinued 7/1/2005
Hocak Federal Credit Union Seller Discontinued 7/1/1999
Armour Employees Credit Union Seller Discontinued 1/1/1990
Relationships Role Relationship Start Relationship End
Citizens Community Bancorp, Inc. Parent 7/21/2011
Citizens Community Bancorp, Inc. Parent 10/30/2006 7/20/2011
Cbnw Agency, Inc. Subsidary 5/17/2016
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