Vitals
  • Total Assets
    325.3M 16.1 %
  • Total Deposits
    266.7M 16.4 %
  • Total Net Loans
    277.2M 18.8 %
  • Net Income
    2.2M 36.2 %
  • Book Value
    34.5M 8.6 %
  • Book Value x2
    69.1M 8.6 %
  • Book Value x3
    103.6M 8.6 %
ROAA

.964

ROAE

8.967

Efficiency Ratio

75.005

Net Interest Margin

3.653

Balance Sheet Highlights
Financial Highlights Harbor National Bank All Insured Commercial Banks in South Carolina
Balance Sheet $(000)
Total Assets 325,345 390,914
Total Net Loans 277,244 242,209
Total Deposits 266,700 327,399
Total Equity 34,530 38,101
Profitability
Net Income 2,244 1,920
Return on Average Assets .964 .68
Return on Average Equity 8.967 6.655
Net Interest Margin 3.653 3.778
Efficiency Ratio 75.005 78.324
Noninterest Income/Revenue 27.405 19.773
Balance Sheet Ratios
Loan-to-Deposit 103.954 74.397
Securities/Assets .041 .204
Total Equity/Total Assets .106 .097
Tangible Equity/Tangible Assets .098 .095
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 34,275 37,185
Tier 2 Capital 3,215 3,234
Total Capital 37,490 40,419
Total Risk Weighted Assets 256,478 266,050
Leverage Ratio 10.53 9.889
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 13.36 14.963
Total Capital Ratio 14.62 16.156

Timeline for Harbor National Bank

Bank Of North Carolina

Harbor National Bank was acquired by Bank Of North Carolina 9 years

View Profile Dec 01 2014

Harbor National Bank

Harbor National Bank was established 18 years ago and is currently headquartered in Charleston, SC.

Feb 14 2006

Harbor Bank Group, Inc.

Harbor Bank Group, Inc. became a new parent organization for Harbor National Bank.

View Profile Feb 14 2006
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Bank Of North Carolina Buyer 6,799,366 Acquisition Discontinued 12/1/2014
Relationships Role Relationship Start Relationship End
Harbor Bank Group, Inc. Parent 2/14/2006 11/30/2014
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