Vitals
  • Total Assets
    345.3M 3.5 %
  • Total Deposits
    309.5M 3.5 %
  • Total Net Loans
    161.3M 4.2 %
  • Net Income
    2.4M -5.1 %
  • Book Value
    31.3M 2.1 %
  • Book Value x2
    62.5M 2.1 %
  • Book Value x3
    93.8M 2.1 %
ROAA

.699

ROAE

7.442

Efficiency Ratio

63.08

Net Interest Margin

3.142

Balance Sheet Highlights
Financial Highlights Heartland National Bank All Insured Commercial Banks in Florida
Balance Sheet $(000)
Total Assets 345,324 586,559
Total Net Loans 161,308 397,788
Total Deposits 309,480 483,997
Total Equity 31,264 60,775
Profitability
Net Income 2,362 4,381
Return on Average Assets .699 .706
Return on Average Equity 7.442 6.893
Net Interest Margin 3.142 3.553
Efficiency Ratio 63.08 74.427
Noninterest Income/Revenue 11.712 15.578
Balance Sheet Ratios
Loan-to-Deposit 52.122 80.705
Securities/Assets .229 .17
Total Equity/Total Assets .091 .104
Tangible Equity/Tangible Assets .091 .1
Capital Adequacy
Tier 1 Common Capital 32,481 55,412
Tier 1 Capital 32,481 55,855
Tier 2 Capital 2,320 4,271
Total Capital 34,801 60,316
Total Risk Weighted Assets 184,943 416,967
Leverage Ratio 9.7 10.155
Common Equity Tier 1 Capital Ratio 17.56 14.982
Tier 1 Capital Ratio 17.56 15.063
Total Capital Ratio 18.82 16.194

Timeline for Heartland National Bank

Heartland National Bank

Heartland National Bank was established 24 years ago and is currently headquartered in Sebring, FL.

Sep 07 1999

Heartland Bancshares, Inc.

Heartland Bancshares, Inc. became a new parent organization for Heartland National Bank.

View Profile Sep 07 1999
Relationships Role Relationship Start Relationship End
Heartland Bancshares, Inc. Parent 9/7/1999
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