Vitals
  • Total Assets
    321.5M 0.7 %
  • Total Deposits
    274.8M 0.8 %
  • Total Net Loans
    164.2M -0.4 %
  • Net Income
    2.0M -3.0 %
  • Book Value
    28.0M -2.1 %
  • Book Value x2
    56.0M -2.1 %
  • Book Value x3
    84.0M -2.1 %
ROAA

.622

ROAE

6.749

Efficiency Ratio

73.435

Net Interest Margin

3.553

Balance Sheet Highlights
Financial Highlights The First National Bank & Trust Company Of Iron Mountain All Insured Commercial Banks in Michigan
Balance Sheet $(000)
Total Assets 321,490 330,697
Total Net Loans 164,198 227,599
Total Deposits 274,834 278,247
Total Equity 28,003 33,935
Profitability
Net Income 1,960 3,589
Return on Average Assets .622 .954
Return on Average Equity 6.749 8.772
Net Interest Margin 3.553 3.821
Efficiency Ratio 73.435 71.925
Noninterest Income/Revenue 16.412 24.061
Balance Sheet Ratios
Loan-to-Deposit 59.744 76.845
Securities/Assets .376 .16
Total Equity/Total Assets .087 .103
Tangible Equity/Tangible Assets .082 .098
Capital Adequacy
Tier 1 Common Capital 27,470 32,553
Tier 1 Capital 27,470 32,664
Tier 2 Capital 1,992 2,479
Total Capital 29,462 35,133
Total Risk Weighted Assets 204,666 242,208
Leverage Ratio 8.61 10.341
Common Equity Tier 1 Capital Ratio 13.42 15.339
Tier 1 Capital Ratio 13.42 15.393
Total Capital Ratio 14.4 16.423

Timeline for The First National Bank & Trust Company Of Iron Mountain

First National Mortgage Company

First National Mortgage Company became a new subsidiary organization for The First National Bank & Trust Company Of Iron Mountain.

View Profile May 01 2006

Fnb Bancshares, Inc.

Fnb Bancshares, Inc. became a new parent organization for The First National Bank & Trust Company Of Iron Mountain.

View Profile Jun 30 1989

The First National Bank & Trust Company Of Iron Mountain

The First National Bank & Trust Company Of Iron Mountain was established 137 years ago and is currently headquartered in Iron Mountain, MI.

Jan 01 1887
Relationships Role Relationship Start Relationship End
Fnb Bancshares, Inc. Parent 6/30/1989
First National Mortgage Company Subsidary 6/30/2007
First National Mortgage Company Subsidary 5/1/2006 6/29/2007
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