Vitals
  • Total Assets
    320.0M 0.6 %
  • Total Deposits
    272.6M 0.3 %
  • Total Net Loans
    174.7M 0.1 %
  • Net Income
    3.4M 14.8 %
  • Book Value
    39.3M 3.4 %
  • Book Value x2
    78.7M 3.4 %
  • Book Value x3
    118.0M 3.4 %
ROAA

1.072

ROAE

8.628

Efficiency Ratio

60.138

Net Interest Margin

3.797

Balance Sheet Highlights
Financial Highlights The First National Bank All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 319,974 290,894
Total Net Loans 174,669 191,278
Total Deposits 272,632 246,407
Total Equity 39,343 31,125
Profitability
Net Income 3,421 2,670
Return on Average Assets 1.072 .919
Return on Average Equity 8.628 8.247
Net Interest Margin 3.797 3.499
Efficiency Ratio 60.138 67.9
Noninterest Income/Revenue 17.24 16.598
Balance Sheet Ratios
Loan-to-Deposit 64.068 72.669
Securities/Assets .344 .191
Total Equity/Total Assets .123 .107
Tangible Equity/Tangible Assets .112 .103
Capital Adequacy
Tier 1 Common Capital 36,027 29,670
Tier 1 Capital 36,027 29,720
Tier 2 Capital 1,688 2,112
Total Capital 37,715 31,905
Total Risk Weighted Assets 205,777 212,461
Leverage Ratio 11.22 10.62
Common Equity Tier 1 Capital Ratio 17.51 16.313
Tier 1 Capital Ratio 17.51 16.329
Total Capital Ratio 18.33 17.341

Timeline for The First National Bank

The Ramsey State Bank

Acquisition: The First National Bank acquired a new subsidiary, The Ramsey State Bank, 30 years

View Profile Apr 01 1994

First State Bank Of Patoka

Acquisition: The First National Bank acquired a new subsidiary, First State Bank Of Patoka, 30 years

View Profile Apr 01 1994

First Vandalia Corp.

First Vandalia Corp. became a new parent organization for The First National Bank.

View Profile May 15 1984

The First National Bank

The First National Bank was established 159 years ago and is currently headquartered in Vandalia, IL.

Jan 01 1865
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The Ramsey State Bank Seller 14,972 Discontinued 4/1/1994
First State Bank Of Patoka Seller 11,483 Discontinued 4/1/1994
Relationships Role Relationship Start Relationship End
First Vandalia Corp. Parent 5/15/1984
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