Vitals
  • Total Assets
    312.6M -5.3 %
  • Total Deposits
    261.4M -7.2 %
  • Total Net Loans
    216.9M 4.5 %
  • Net Income
    3.7M -25.8 %
  • Book Value
    43.0M 3.8 %
  • Book Value x2
    86.1M 3.8 %
  • Book Value x3
    129.1M 3.8 %
ROAA

1.177

ROAE

8.587

Efficiency Ratio

72.211

Net Interest Margin

4.364

Balance Sheet Highlights
Financial Highlights The First National Bank Of Gilmer All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 312,605 358,087
Total Net Loans 216,856 213,533
Total Deposits 261,390 308,027
Total Equity 43,032 38,740
Profitability
Net Income 3,712 3,845
Return on Average Assets 1.177 1.025
Return on Average Equity 8.587 9.415
Net Interest Margin 4.364 3.773
Efficiency Ratio 72.211 66.762
Noninterest Income/Revenue 19.625 16.375
Balance Sheet Ratios
Loan-to-Deposit 82.963 65.494
Securities/Assets .154 .214
Total Equity/Total Assets .138 .108
Tangible Equity/Tangible Assets .119 .104
Capital Adequacy
Tier 1 Common Capital 37,407 37,278
Tier 1 Capital 37,407 37,303
Tier 2 Capital 2,734 2,526
Total Capital 40,141 39,866
Total Risk Weighted Assets 219,824 237,367
Leverage Ratio 12.31 10.563
Common Equity Tier 1 Capital Ratio 17.02 18.073
Tier 1 Capital Ratio 17.02 18.097
Total Capital Ratio 18.26 19.169

Timeline for The First National Bank Of Gilmer

Security State Bank, National Association

Acquisition: The First National Bank Of Gilmer acquired a new subsidiary, Security State Bank, National Association, 10 years

View Profile Jan 01 2014

Wood County National Bank

Acquisition: The First National Bank Of Gilmer acquired a new subsidiary, Wood County National Bank, 12 years

View Profile Jan 01 2012

All-Star Insurance Group, Inc.

All-Star Insurance Group, Inc. became a new subsidiary organization for The First National Bank Of Gilmer.

View Profile Jun 01 2010

First Gilmer (Delaware) Holdings, Ltd.

First Gilmer (Delaware) Holdings, Ltd. became a new parent organization for The First National Bank Of Gilmer.

View Profile Mar 09 1991

First Gilmer Bankshares, Inc.

First Gilmer Bankshares, Inc. became a new parent organization for The First National Bank Of Gilmer.

View Profile Oct 06 1987

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Complete timeline for The First National Bank Of Gilmer is available.

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Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Security State Bank, National Association Seller 44,030 Pooling of Interests Discontinued 1/1/2014
Wood County National Bank Seller 64,195 Pooling of Interests Discontinued 1/1/2012
Relationships Role Relationship Start Relationship End
First Gilmer Bankshares, Inc. Parent 6/24/2009
First Gilmer (Delaware) Holdings, Ltd. Parent 3/9/1991 6/23/2009
First Gilmer Bankshares, Inc. Parent 10/6/1987 3/8/1991
All-Star Insurance Group, Inc. Subsidary 6/1/2010
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