Vitals
  • Total Assets
    64.2M -1.5 %
  • Total Deposits
    55.9M -1.3 %
  • Total Net Loans
    39.2M 1.6 %
  • Net Income
    41000.0000 -89.0 %
  • Book Value
    8.0M -0.1 %
  • Book Value x2
    16.0M -0.1 %
  • Book Value x3
    24.0M -0.1 %
ROAA

.063

ROAE

.507

Efficiency Ratio

86.2

Net Interest Margin

4.527

Balance Sheet Highlights
Financial Highlights Wood County National Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 64,195 245,381
Total Net Loans 39,189 129,085
Total Deposits 55,945 210,740
Total Equity 8,012 26,136
Profitability
Net Income 41 2,266
Return on Average Assets .063 .933
Return on Average Equity .507 8.921
Net Interest Margin 4.527 4.001
Efficiency Ratio 86.2 71.203
Noninterest Income/Revenue 27.408 14.504
Balance Sheet Ratios
Loan-to-Deposit 70.049 58.539
Securities/Assets .15 .248
Total Equity/Total Assets .125 .107
Tangible Equity/Tangible Assets .101 .103
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 6,363 23,440
Tier 2 Capital 481 1,684
Total Capital 6,844 25,125
Total Risk Weighted Assets 38,246 144,700
Leverage Ratio 9.93 9.927
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 16.64 18.123
Total Capital Ratio 17.89 19.244

Timeline for Wood County National Bank

The First National Bank Of Gilmer

Wood County National Bank was acquired by The First National Bank Of Gilmer 12 years

View Profile Jan 01 2012

First Gilmer Bankshares, Inc.

First Gilmer Bankshares, Inc. became a new parent organization for Wood County National Bank.

View Profile Jun 24 2009

First Gilmer (Delaware) Holdings, Ltd.

First Gilmer (Delaware) Holdings, Ltd. became a new parent organization for Wood County National Bank.

View Profile Jul 01 1998

Wood County National Bank

Wood County National Bank was established 42 years ago and is currently headquartered in Quitman, TX.

Feb 19 1982
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The First National Bank Of Gilmer Buyer 310,037 Pooling of Interests Discontinued 1/1/2012
Relationships Role Relationship Start Relationship End
First Gilmer Bankshares, Inc. Parent 6/24/2009 12/31/2011
First Gilmer (Delaware) Holdings, Ltd. Parent 7/1/1998 6/23/2009
Similar Organizations
Organization City State Total Assets
The First National Bank Of Pawnee
 		Pawnee OK 63.9M
The Miners National Bank Of Eveleth
 		Eveleth MN 64.8M
Merchants Bank Of California, National Association
 		Carson CA 64.8M
Crookston National Bank
 		Crookston MN 62.9M
The Old Exchange National Bank Of Okawville
 		Okawville IL 62.2M
The First National Bank Of Woodsboro
 		Woodsboro TX 65.2M
First National Bank Of South Padre Island
 		South Padre Island TX 63.0M
The First National Bank Of Lacon
 		Lacon IL 67.0M
The First National Bank Of Ava
 		Ava IL 62.2M
Huron National Bank
 		Rogers City MI 65.1M