Vitals
  • Total Assets
    60.4M 0.4 %
  • Total Deposits
    54.3M 0.1 %
  • Total Net Loans
    31.5M 11.6 %
  • Net Income
    520000.0000 36.8 %
  • Book Value
    6.1M 3.3 %
  • Book Value x2
    12.3M 3.3 %
  • Book Value x3
    18.4M 3.3 %
ROAA

.844

ROAE

8.472

Efficiency Ratio

75.196

Net Interest Margin

3.763

Balance Sheet Highlights
Financial Highlights First National Bank Of South Padre Island All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 60,442 358,087
Total Net Loans 31,482 213,533
Total Deposits 54,276 308,027
Total Equity 6,139 38,740
Profitability
Net Income 520 3,845
Return on Average Assets .844 1.025
Return on Average Equity 8.472 9.415
Net Interest Margin 3.763 3.773
Efficiency Ratio 75.196 66.762
Noninterest Income/Revenue 6.504 16.375
Balance Sheet Ratios
Loan-to-Deposit 58.004 65.494
Securities/Assets .184 .214
Total Equity/Total Assets .102 .108
Tangible Equity/Tangible Assets .102 .104
Capital Adequacy
Tier 1 Common Capital 6,113 37,278
Tier 1 Capital 6,113 37,303
Tier 2 Capital 359 2,526
Total Capital 6,472 39,866
Total Risk Weighted Assets 28,609 237,367
Leverage Ratio 9.98 10.563
Common Equity Tier 1 Capital Ratio 21.37 18.073
Tier 1 Capital Ratio 21.37 18.097
Total Capital Ratio 22.62 19.169

Timeline for First National Bank Of South Padre Island

Laguna Madre Delaware Bancshares, Inc.

Laguna Madre Delaware Bancshares, Inc. became a new parent organization for First National Bank Of South Padre Island.

View Profile May 02 1997

First National Bank Of South Padre Island

First National Bank Of South Padre Island was established 40 years ago and is currently headquartered in South Padre Island, TX.

Dec 20 1983
Relationships Role Relationship Start Relationship End
Laguna Madre Delaware Bancshares, Inc. Parent 5/2/1997
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