Vitals
  • Total Assets
    62.4M -0.5 %
  • Total Deposits
    55.7M 1.3 %
  • Total Net Loans
    43.2M -11.7 %
  • Net Income
    497000.0000 179.2 %
  • Book Value
    5.3M 1.6 %
  • Book Value x2
    10.5M 1.6 %
  • Book Value x3
    15.8M 1.6 %
ROAA

.777

ROAE

9.428

Efficiency Ratio

75.452

Net Interest Margin

3.752

Balance Sheet Highlights
Financial Highlights The First National Bank Of Lacon All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 62,439 290,894
Total Net Loans 43,205 191,278
Total Deposits 55,668 246,407
Total Equity 5,253 31,125
Profitability
Net Income 497 2,670
Return on Average Assets .777 .919
Return on Average Equity 9.428 8.247
Net Interest Margin 3.752 3.499
Efficiency Ratio 75.452 67.9
Noninterest Income/Revenue 4.267 16.598
Balance Sheet Ratios
Loan-to-Deposit 77.612 72.669
Securities/Assets .109 .191
Total Equity/Total Assets .084 .107
Tangible Equity/Tangible Assets .084 .103
Capital Adequacy
Tier 1 Common Capital 5,433 29,670
Tier 1 Capital 5,433 29,720
Tier 2 Capital 560 2,112
Total Capital 5,993 31,905
Total Risk Weighted Assets 44,825 212,461
Leverage Ratio 8.51 10.62
Common Equity Tier 1 Capital Ratio 12.12 16.313
Tier 1 Capital Ratio 12.12 16.329
Total Capital Ratio 13.37 17.341

Timeline for The First National Bank Of Lacon

First Lacon Corp.

First Lacon Corp. became a new parent organization for The First National Bank Of Lacon.

View Profile May 01 1984

The First National Bank Of Lacon

The First National Bank Of Lacon was established 160 years ago and is currently headquartered in Lacon, IL.

Apr 11 1864
Relationships Role Relationship Start Relationship End
First Lacon Corp. Parent 5/1/1984
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