Vitals
  • Total Assets
    69.3M -9.4 %
  • Total Deposits
    58.6M -11.9 %
  • Total Net Loans
    55.0M -17.6 %
  • Net Income
    757000.0000 -5.6 %
  • Book Value
    10.6M 7.7 %
  • Book Value x2
    21.1M 7.7 %
  • Book Value x3
    31.7M 7.7 %
ROAA

1.111

ROAE

7.418

Efficiency Ratio

32.88

Net Interest Margin

2.883

Balance Sheet Highlights
Financial Highlights Stearns Bank Upsala National Association All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 69,265 147,703
Total Net Loans 54,976 97,223
Total Deposits 58,641 126,600
Total Equity 10,571 15,565
Profitability
Net Income 757 1,683
Return on Average Assets 1.111 1.08
Return on Average Equity 7.418 9.905
Net Interest Margin 2.883 3.845
Efficiency Ratio 32.88 68.21
Noninterest Income/Revenue 1.568 13.68
Balance Sheet Ratios
Loan-to-Deposit 93.75 75.205
Securities/Assets .138 .174
Total Equity/Total Assets .153 .105
Tangible Equity/Tangible Assets .153 .103
Capital Adequacy
Tier 1 Common Capital 10,560 15,225
Tier 1 Capital 10,560 15,232
Tier 2 Capital 653 1,135
Total Capital 11,213 16,386
Total Risk Weighted Assets 58,179 105,251
Leverage Ratio 15 10.475
Common Equity Tier 1 Capital Ratio 18.15 15.3
Tier 1 Capital Ratio 18.15 15.308
Total Capital Ratio 19.27 16.398

Timeline for Stearns Bank Upsala National Association

Stearns Financial Services, Inc.

Stearns Financial Services, Inc. became a new parent organization for Stearns Bank Upsala National Association.

View Profile Nov 08 1989

Stearns Bank Upsala National Association

Stearns Bank Upsala National Association was established 110 years ago and is currently headquartered in Upsala, MN.

May 11 1914
Relationships Role Relationship Start Relationship End
Stearns Financial Services, Inc. Parent 11/1/2002
Stearns Financial Services, Inc. Parent 9/26/2002 10/31/2002
Stearns Financial Services, Inc. Parent 12/30/1990 9/25/2002
Stearns Financial Services, Inc. Parent 11/8/1989 12/29/1990
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