Vitals
  • Total Assets
    308.4M 8.0 %
  • Total Deposits
    258.6M 1.3 %
  • Total Net Loans
    159.2M 58.6 %
  • Net Income
    1.4M -20.7 %
  • Book Value
    27.1M 0.9 %
  • Book Value x2
    54.2M 0.9 %
  • Book Value x3
    81.3M 0.9 %
ROAA

.466

ROAE

5.069

Efficiency Ratio

75.188

Net Interest Margin

2.589

Balance Sheet Highlights
Financial Highlights The Delaware National Bank Of Delhi All Insured Commercial Banks in New York
Balance Sheet $(000)
Total Assets 308,430 1,637,033
Total Net Loans 159,212 1,047,955
Total Deposits 258,578 1,296,950
Total Equity 27,113 187,165
Profitability
Net Income 1,392 13,254
Return on Average Assets .466 .773
Return on Average Equity 5.069 7.506
Net Interest Margin 2.589 3.19
Efficiency Ratio 75.188 65.064
Noninterest Income/Revenue 15.065 18.239
Balance Sheet Ratios
Loan-to-Deposit 61.572 73.986
Securities/Assets .306 .167
Total Equity/Total Assets .088 .114
Tangible Equity/Tangible Assets .088 .109
Capital Adequacy
Tier 1 Common Capital 27,401 154,500
Tier 1 Capital 27,401 155,066
Tier 2 Capital 592 9,750
Total Capital 27,993 168,084
Total Risk Weighted Assets 103,870 1,138,832
Leverage Ratio 8.82 10.188
Common Equity Tier 1 Capital Ratio 26.38 16.458
Tier 1 Capital Ratio 26.38 16.551
Total Capital Ratio 26.95 17.647

Timeline for The Delaware National Bank Of Delhi

Delaware National Realty Corp.

Delaware National Realty Corp. became a new subsidiary organization for The Delaware National Bank Of Delhi.

View Profile Jul 10 2002

Delhi Bank Corp.

Delhi Bank Corp. became a new parent organization for The Delaware National Bank Of Delhi.

View Profile Dec 27 1994

Nbt Bancorp Inc.

Nbt Bancorp Inc. became a new parent organization for The Delaware National Bank Of Delhi.

View Profile Jun 01 1986

Nbt Bank, National Association

Nbt Bank, National Association became a new parent organization for The Delaware National Bank Of Delhi.

View Profile Dec 31 1977

The Delaware National Bank Of Delhi

The Delaware National Bank Of Delhi was established 185 years ago and is currently headquartered in Delhi, NY.

Jan 01 1839
Relationships Role Relationship Start Relationship End
Delhi Bank Corp. Parent 12/27/1994
Nbt Bancorp Inc. Parent 6/1/1986 12/26/1994
Nbt Bank, National Association Parent 12/31/1977 12/28/1978
Delaware National Realty Corp. Subsidary 6/30/2007
Delaware National Realty Corp. Subsidary 7/10/2002 6/29/2007
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