Vitals
  • Total Assets
    306.1M 9.1 %
  • Total Deposits
    274.5M 9.9 %
  • Total Net Loans
    186.8M 11.0 %
  • Net Income
    1.9M 24.2 %
  • Book Value
    22.3M 3.1 %
  • Book Value x2
    44.7M 3.1 %
  • Book Value x3
    67.0M 3.1 %
ROAA

.645

ROAE

8.496

Efficiency Ratio

77.14

Net Interest Margin

3.887

Balance Sheet Highlights
Financial Highlights Champlain National Bank All Insured Commercial Banks in New York
Balance Sheet $(000)
Total Assets 306,056 1,637,033
Total Net Loans 186,842 1,047,955
Total Deposits 274,546 1,296,950
Total Equity 22,343 187,165
Profitability
Net Income 1,909 13,254
Return on Average Assets .645 .773
Return on Average Equity 8.496 7.506
Net Interest Margin 3.887 3.19
Efficiency Ratio 77.14 65.064
Noninterest Income/Revenue 15.4 18.239
Balance Sheet Ratios
Loan-to-Deposit 68.055 73.986
Securities/Assets .3 .167
Total Equity/Total Assets .073 .114
Tangible Equity/Tangible Assets .073 .109
Capital Adequacy
Tier 1 Common Capital 25,357 154,500
Tier 1 Capital 25,357 155,066
Tier 2 Capital 2,479 9,750
Total Capital 27,836 168,084
Total Risk Weighted Assets 197,611 1,138,832
Leverage Ratio 8.34 10.188
Common Equity Tier 1 Capital Ratio 12.83 16.458
Tier 1 Capital Ratio 12.83 16.551
Total Capital Ratio 14.09 17.647

Timeline for Champlain National Bank

Champlain Bank Corporation

Champlain Bank Corporation became a new parent organization for Champlain National Bank.

View Profile Aug 01 1986

Arrow Financial Corporation

Arrow Financial Corporation became a new parent organization for Champlain National Bank.

View Profile Jan 01 1984

Champlain National Bank

Champlain National Bank was established 90 years ago and is currently headquartered in Elizabethtown, NY.

Jan 01 1934
Relationships Role Relationship Start Relationship End
Champlain Bank Corporation Parent 8/1/1986
Arrow Financial Corporation Parent 1/1/1984 7/31/1986
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