Champlain National Bank
Elizabethtown, NY — National Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | Champlain National Bank | All Insured Commercial Banks in New York |
Interest and Fees on Loans | 8,269 | 41,190 |
Income from Lease Financing Receivables | — | 11 |
15 | 99 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 8 | 52 |
Income on Loans and Leases (TE) | 8,277 | 41,538 |
Investment Interest Income (TE) | 2,793 | 6,772 |
Total Interest Income (TE) | 11,097 | 51,262 |
Total Interest Expense | 554 | 6,465 |
Net Interest Income (TE) | 10,543 | 44,373 |
Non-Interest Income | 2,020 | 11,435 |
Adjusted Operating Income (TE) | 12,563 | 60,531 |
Non-interest Expense | 9,691 | 38,074 |
Provision for Loan & Lease Losses | 180 | 2,203 |
Pretax Operating Income (TE) | 2,692 | 19,351 |
Pretax Net Operating Income (TE) | 2,824 | 20,027 |
Applicable Income Taxes | 547 | 5,930 |
Net Operating Income | 1,909 | 13,255 |
Net Income | 1,909 | 13,254 |
Cash Dividends Declared | 506 | 2,280 |
Retained Earnings | 1,403 | 7,706 |