Vitals
  • Total Assets
    346.3M 3.1 %
  • Total Deposits
    303.6M 4.0 %
  • Total Net Loans
    227.3M 9.0 %
  • Net Income
    2.1M 28.9 %
  • Book Value
    29.4M 3.8 %
  • Book Value x2
    58.8M 3.8 %
  • Book Value x3
    88.2M 3.8 %
ROAA

.638

ROAE

7.165

Efficiency Ratio

79.424

Net Interest Margin

3.329

Balance Sheet Highlights
Financial Highlights The National Bank Of Middlebury All Insured Commercial Banks in Vermont
Balance Sheet $(000)
Total Assets 346,316 648,794
Total Net Loans 227,343 463,383
Total Deposits 303,605 516,277
Total Equity 29,402 57,514
Profitability
Net Income 2,112 5,772
Return on Average Assets .638 .886
Return on Average Equity 7.165 9.667
Net Interest Margin 3.329 3.729
Efficiency Ratio 79.424 71.728
Noninterest Income/Revenue 22.294 22.603
Balance Sheet Ratios
Loan-to-Deposit 74.881 86.778
Securities/Assets .217 .19
Total Equity/Total Assets .085 .089
Tangible Equity/Tangible Assets .083 .083
Capital Adequacy
Tier 1 Common Capital 29,369 55,438
Tier 1 Capital 29,369 55,438
Tier 2 Capital 2,208 4,741
Total Capital 31,577 60,179
Total Risk Weighted Assets 214,813 415,994
Leverage Ratio 8.66 9.017
Common Equity Tier 1 Capital Ratio 13.67 13.669
Tier 1 Capital Ratio 13.67 13.669
Total Capital Ratio 14.7 14.839

Timeline for The National Bank Of Middlebury

Community Financial Services Partners, Llc

Community Financial Services Partners, Llc became a new subsidiary organization for The National Bank Of Middlebury.

View Profile Apr 01 2002

Middlebury National Corporation

Middlebury National Corporation became a new parent organization for The National Bank Of Middlebury.

View Profile Nov 06 1985

The National Bank Of Middlebury

The National Bank Of Middlebury was established 192 years ago and is currently headquartered in Middlebury, VT.

Nov 09 1831
Relationships Role Relationship Start Relationship End
Middlebury National Corporation Parent 11/6/1985
Community Financial Services Partners, Llc Subsidary 4/1/2002
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