Vitals
  • Total Assets
    348.1M 2.5 %
  • Total Deposits
    316.9M 8.3 %
  • Total Net Loans
    237.6M 8.0 %
  • Net Income
    3.5M 24.9 %
  • Book Value
    29.8M 3.0 %
  • Book Value x2
    59.6M 3.0 %
  • Book Value x3
    89.3M 3.0 %
ROAA

1.003

ROAE

11.496

Efficiency Ratio

69.196

Net Interest Margin

4.799

Balance Sheet Highlights
Financial Highlights First Community Bank, National Association All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 348,086 358,087
Total Net Loans 237,576 213,533
Total Deposits 316,882 308,027
Total Equity 29,777 38,740
Profitability
Net Income 3,457 3,845
Return on Average Assets 1.003 1.025
Return on Average Equity 11.496 9.415
Net Interest Margin 4.799 3.773
Efficiency Ratio 69.196 66.762
Noninterest Income/Revenue 14.315 16.375
Balance Sheet Ratios
Loan-to-Deposit 74.973 65.494
Securities/Assets .192 .214
Total Equity/Total Assets .086 .108
Tangible Equity/Tangible Assets .083 .104
Capital Adequacy
Tier 1 Common Capital 29,833 37,278
Tier 1 Capital 29,833 37,303
Tier 2 Capital 3,303 2,526
Total Capital 33,136 39,866
Total Risk Weighted Assets 263,566 237,367
Leverage Ratio 8.49 10.563
Common Equity Tier 1 Capital Ratio 11.32 18.073
Tier 1 Capital Ratio 11.32 18.097
Total Capital Ratio 12.57 19.169

Timeline for First Community Bank, National Association

South Padre Bank, National Association

Acquisition: First Community Bank, National Association acquired a new subsidiary, South Padre Bank, National Association, 10 years

View Profile Dec 06 2013

First Community Holdings, Inc.

First Community Holdings, Inc. became a new parent organization for First Community Bank, National Association.

View Profile Oct 28 1997

First San Benito Bancshares Corporation

First San Benito Bancshares Corporation became a new parent organization for First Community Bank, National Association.

View Profile May 18 1982

First Community Bank, National Association

First Community Bank, National Association was established 44 years ago and is currently headquartered in San Benito, TX.

Oct 01 1979
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
South Padre Bank, National Association Seller 45,358 Acquisition Discontinued 12/6/2013
Relationships Role Relationship Start Relationship End
First San Benito Bancshares Corporation Parent 12/12/2008
First Community Holdings, Inc. Parent 10/28/1997 12/11/2008
First San Benito Bancshares Corporation Parent 5/18/1982 10/27/1997
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