Vitals
  • Total Assets
    343.8M 8.9 %
  • Total Deposits
    298.5M 9.5 %
  • Total Net Loans
    266.1M 3.6 %
  • Net Income
    2.2M 111.7 %
  • Book Value
    33.8M 6.9 %
  • Book Value x2
    67.5M 6.9 %
  • Book Value x3
    101.3M 6.9 %
ROAA

.643

ROAE

6.658

Efficiency Ratio

66.107

Net Interest Margin

3.22

Balance Sheet Highlights
Financial Highlights First Commons Bank, National Association All Insured Commercial Banks in Massachusetts
Balance Sheet $(000)
Total Assets 343,844 1,195,734
Total Net Loans 266,148 884,564
Total Deposits 298,526 973,316
Total Equity 33,755 117,275
Profitability
Net Income 2,172 8,869
Return on Average Assets .643 .594
Return on Average Equity 6.658 5.855
Net Interest Margin 3.22 3.257
Efficiency Ratio 66.107 73.516
Noninterest Income/Revenue 3.047 17.101
Balance Sheet Ratios
Loan-to-Deposit 89.154 91.006
Securities/Assets .067 .127
Total Equity/Total Assets .098 .098
Tangible Equity/Tangible Assets .098 .09
Capital Adequacy
Tier 1 Common Capital 33,755 108,595
Tier 1 Capital 33,755 108,997
Tier 2 Capital 2,514 9,379
Total Capital 36,269 118,886
Total Risk Weighted Assets 244,495 863,428
Leverage Ratio 9.69 10.038
Common Equity Tier 1 Capital Ratio 13.81 14.848
Tier 1 Capital Ratio 13.81 14.854
Total Capital Ratio 14.83 15.826

Timeline for First Commons Bank, National Association

First Commons Bank, National Association

First Commons Bank, National Association was established 14 years ago and is currently headquartered in Newton Center, MA.

Jul 22 2009
Relationships Role Relationship Start Relationship End
Similar Organizations
Organization City State Total Assets
The Bank, National Association
 		Mcalester OK 350.9M
First Community Bank, National Association
 		San Benito TX 351.8M
Progressive Bank, National Association
 		Wheeling WV 340.9M
The Falls City National Bank
 		Falls City TX 340.1M
First National Bank
 		Waverly IA 348.8M
Fnb Bank, National Association
 		Danville PA 350.0M
The First National Bank Of Sonora
 		Sonora TX 334.7M
Heartland National Bank
 		Sebring FL 334.4M
Mccook National Bank
 		Mccook NE 332.4M
Summit Bank, National Association
 		Panama City FL 362.1M