Assets
Liabilities
Assets The National Bank Of Middlebury All Insured Commercial Banks in Vermont
Total Assets 346,316,000 648,793,714
Loans & Leases 227,343,000 463,382,714
Real Estate Loans 203,593 377,228
Commercial Loans 15,081 57,016
Individual Loans 1,669 5,452
Agricultural Loans 200 819
Other Loans and Leases in Domestic and Foreign Offices 9,045 27,961
Loan and Lease Allowance (2,055) (4,828)
Unearned Income on Loans (190) (265)
Securities 74,985,000 123,043,857
U.S. Treasury and Agency Securities 68,792 89,603
Municipal Securities 1,087 24,724
Foreign Debt Securities — 143
All Other Securities 5,106 8,575
Cash & Balances due from depository institutions 23,894,000 31,662,429
Noninterest-Bearing Cash and Due From Banks 8,604 10,596
Interest-Bearing Bank Balances 15,290 21,067
Federal Funds Sold and Resales — 29
Trading Account Assets — 0
Premises and fixed assets (including capitalized leases) 5,885 8,338
Other Real Estate Owned 390 131
Direct and Indirect Investments in Real Estate Ventures — 1,306
Investment in Unconsolidated Subsidiaries 2,281 609
Acceptances and Other Assets 11,538 20,292
Liabilities The National Bank Of Middlebury All Insured Commercial Banks in Vermont
Total Liabilities 346,317,000 648,793,571
Deposits 316,915,000 591,279,571
Demand Deposits 18,338 100,820
All NOW & ATS Accounts 20,581 15,717
Money Market Deposit Accounts 36,694 197,956
Other Nontransaction Savings 191,534 118,680
Time Deposits At Or Below Insurance Limit 35,104 71,837
Fully Insured Brokered Deposits — 23,196
Less: Fully Insured Brokered Deposits — (23,196)
Time Deposits Above Insurance Limit 1,355 11,268
Total Deposits in Foreign Offices — 0
Federal Home Loan Bank Borrowings Maturing Under One Year 3,000 6,857
Federal Funds Purchased & Resales — 50,630
Federal Home Loan Bank Borrowing Maturing Over One Year 486 12,312
Other Borrowings Maturing Under One Year 6,893 1,041
Other Borrowing Maturing Over One Year — 89
Acceptances & Other Liabilities 2,930 4,074
Capital 29,402,000 57,514,000
Subordinated Notes and Debentures — 0
Total Equity 29,402 57,514