Vitals
  • Total Assets
    332.3M 3.3 %
  • Total Deposits
    286.0M 1.6 %
  • Total Net Loans
    222.8M 1.7 %
  • Net Income
    3.2M 1.4 %
  • Book Value
    35.6M 2.2 %
  • Book Value x2
    71.2M 2.2 %
  • Book Value x3
    106.8M 2.2 %
ROAA

.972

ROAE

8.893

Efficiency Ratio

58.343

Net Interest Margin

3.304

Balance Sheet Highlights
Financial Highlights First National Bank In Olney All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 332,272 290,894
Total Net Loans 222,813 191,278
Total Deposits 285,975 246,407
Total Equity 35,591 31,125
Profitability
Net Income 3,217 2,670
Return on Average Assets .972 .919
Return on Average Equity 8.893 8.247
Net Interest Margin 3.304 3.499
Efficiency Ratio 58.343 67.9
Noninterest Income/Revenue 12.225 16.598
Balance Sheet Ratios
Loan-to-Deposit 77.914 72.669
Securities/Assets .271 .191
Total Equity/Total Assets .107 .107
Tangible Equity/Tangible Assets .092 .103
Capital Adequacy
Tier 1 Common Capital 32,926 29,670
Tier 1 Capital 32,926 29,720
Tier 2 Capital 2,312 2,112
Total Capital 35,238 31,905
Total Risk Weighted Assets 227,111 212,461
Leverage Ratio 9.98 10.62
Common Equity Tier 1 Capital Ratio 14.5 16.313
Tier 1 Capital Ratio 14.5 16.329
Total Capital Ratio 15.52 17.341

Timeline for First National Bank In Olney

Mt. Erie State Bank

Acquisition: First National Bank In Olney acquired a new subsidiary, Mt. Erie State Bank, 26 years

View Profile May 15 1998

Ingraham State Bank

Acquisition: First National Bank In Olney acquired a new subsidiary, Ingraham State Bank, 27 years

View Profile Jul 01 1996

Summit Bancshares, Ltd.

Summit Bancshares, Ltd. became a new parent organization for First National Bank In Olney.

View Profile Jan 01 1995

First National Bank In Olney

First National Bank In Olney was established 89 years ago and is currently headquartered in Olney, IL.

Jul 09 1934
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Mt. Erie State Bank Seller 15,460 Acquisition Discontinued 5/15/1998
Ingraham State Bank Seller 14,354 Pooling of Interests Discontinued 7/1/1996
Relationships Role Relationship Start Relationship End
Summit Bancshares, Ltd. Parent 1/1/1995
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