Vitals
  • Total Assets
    330.9M -0.8 %
  • Total Deposits
    296.6M -1.2 %
  • Total Net Loans
    232.2M -0.7 %
  • Net Income
    2.4M -3.2 %
  • Book Value
    33.6M 3.0 %
  • Book Value x2
    67.1M 3.0 %
  • Book Value x3
    100.7M 3.0 %
ROAA

.725

ROAE

7.239

Efficiency Ratio

61.716

Net Interest Margin

3.393

Balance Sheet Highlights
Financial Highlights National Bank All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 330,862 290,894
Total Net Loans 232,242 191,278
Total Deposits 296,614 246,407
Total Equity 33,568 31,125
Profitability
Net Income 2,429 2,670
Return on Average Assets .725 .919
Return on Average Equity 7.239 8.247
Net Interest Margin 3.393 3.499
Efficiency Ratio 61.716 67.9
Noninterest Income/Revenue 14.105 16.598
Balance Sheet Ratios
Loan-to-Deposit 78.298 72.669
Securities/Assets .221 .191
Total Equity/Total Assets .101 .107
Tangible Equity/Tangible Assets .101 .103
Capital Adequacy
Tier 1 Common Capital 33,964 29,670
Tier 1 Capital 33,964 29,720
Tier 2 Capital 3,195 2,112
Total Capital 37,159 31,905
Total Risk Weighted Assets 255,348 212,461
Leverage Ratio 10.14 10.62
Common Equity Tier 1 Capital Ratio 13.3 16.313
Tier 1 Capital Ratio 13.3 16.329
Total Capital Ratio 14.55 17.341

Timeline for National Bank

Meridian Bank

Acquisition: National Bank acquired a new subsidiary, Meridian Bank, 15 years

View Profile Oct 11 2008

State Bank Of Keyesport

Acquisition: National Bank acquired a new subsidiary, State Bank Of Keyesport, 27 years

View Profile Jan 21 1997

Security Savings Bank, F.S.B.

Acquisition: National Bank acquired a new subsidiary, Security Savings Bank, F.S.B., 27 years

View Profile Sep 18 1996

Mount Olive Branch

Acquisition: National Bank acquired a new subsidiary, Mount Olive Branch , 28 years

View Profile Aug 24 1995

Country Bancorp, Inc.

Country Bancorp, Inc. became a new parent organization for National Bank.

View Profile Sep 30 1987

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Complete timeline for National Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Meridian Bank Seller 38,223 Failure 10/11/2008
State Bank Of Keyesport Seller 8,469 Pooling of Interests Discontinued 1/21/1997
Security Savings Bank, F.S.B. Seller 9,872 Pooling of Interests Discontinued 9/18/1996
Mount Olive Branch Seller Pooling of Interests Discontinued 8/24/1995
Relationships Role Relationship Start Relationship End
Country Bancorp, Inc. Parent 8/31/1995
Country Bancorp, Inc. Parent 12/31/1988 8/30/1995
Country Bancorp, Inc. Parent 9/30/1987 12/30/1988
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