Vitals
  • Total Assets
    277.8M -0.1 %
  • Total Deposits
    237.0M -1.4 %
  • Total Net Loans
    188.4M -3.2 %
  • Net Income
    -3007000.0000 -1,385.0 %
  • Book Value
    23.4M -6.0 %
  • Book Value x2
    46.8M -6.0 %
  • Book Value x3
    70.2M -6.0 %
ROAA

-4.364

ROAE

-49.671

Efficiency Ratio

311.106

Net Interest Margin

3.538

Balance Sheet Highlights
Financial Highlights Home Savings Bank Of Albemarle, Ssb All Insured Savings Banks in North Carolina
Balance Sheet $(000)
Total Assets 277,786 229,880
Total Net Loans 188,430 148,106
Total Deposits 237,042 184,018
Total Equity 23,399 31,426
Profitability
Net Income -3,007 233
Return on Average Assets -4.364 .221
Return on Average Equity -49.671 .59
Net Interest Margin 3.538 3.363
Efficiency Ratio 311.106 78.132
Noninterest Income/Revenue 4.234 8.264
Balance Sheet Ratios
Loan-to-Deposit 79.492 80.419
Securities/Assets .047 .135
Total Equity/Total Assets .084 .137
Tangible Equity/Tangible Assets .084 .136
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 23,135 31,673
Tier 2 Capital 2,312 1,467
Total Capital 25,447 33,140
Total Risk Weighted Assets 184,215 132,870
Leverage Ratio 8.4 14.915
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 12.56 28.177
Total Capital Ratio 13.81 29.207

Timeline for Home Savings Bank Of Albemarle, Ssb

Bank Of North Carolina

Home Savings Bank Of Albemarle, Ssb was acquired by Bank Of North Carolina 10 years

View Profile Apr 01 2014

South Street Development Corporation

South Street Development Corporation became a new subsidiary organization for Home Savings Bank Of Albemarle, Ssb.

View Profile Jun 11 1998

South Street Financial Corp.

South Street Financial Corp. became a new parent organization for Home Savings Bank Of Albemarle, Ssb.

View Profile Oct 02 1996

Home Savings Bank Of Albemarle, Ssb

Home Savings Bank Of Albemarle, Ssb was established 113 years ago and is currently headquartered in Albemarle, NC.

Jan 01 1911
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Bank Of North Carolina Buyer 6,799,366 Acquisition Discontinued 4/1/2014
Relationships Role Relationship Start Relationship End
South Street Financial Corp. Parent 10/2/1996 3/31/2014
South Street Development Corporation Subsidary 6/30/2007 3/31/2014
South Street Development Corporation Subsidary 6/11/1998 6/29/2007
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