Vitals
  • Total Assets
    309.0M 52.8 %
  • Total Deposits
    266.6M 59.9 %
  • Total Net Loans
    202.3M 34.7 %
  • Net Income
    1.8M -72.6 %
  • Book Value
    34.5M -1.5 %
  • Book Value x2
    69.0M -1.5 %
  • Book Value x3
    103.5M -1.5 %
ROAA

.576

ROAE

5.02

Efficiency Ratio

71.334

Net Interest Margin

3.698

Balance Sheet Highlights
Financial Highlights Royal Savings Bank All Insured Savings Banks in Illinois
Balance Sheet $(000)
Total Assets 309,047 195,050
Total Net Loans 202,253 114,901
Total Deposits 266,624 161,023
Total Equity 34,512 27,476
Profitability
Net Income 1,755 898
Return on Average Assets .576 .337
Return on Average Equity 5.02 2.298
Net Interest Margin 3.698 3.045
Efficiency Ratio 71.334 87.927
Noninterest Income/Revenue 1.856 32.531
Balance Sheet Ratios
Loan-to-Deposit 75.857 72.189
Securities/Assets .233 .221
Total Equity/Total Assets .112 .141
Tangible Equity/Tangible Assets .109 .139
Capital Adequacy
Tier 1 Common Capital 25,859 26,867
Tier 1 Capital 25,859 26,867
Tier 2 Capital 1,462 1,017
Total Capital 27,321 27,983
Total Risk Weighted Assets 171,895 100,995
Leverage Ratio 8.8 13.345
Common Equity Tier 1 Capital Ratio 15.04 29.704
Tier 1 Capital Ratio 15.04 29.704
Total Capital Ratio 15.89 30.713

Timeline for Royal Savings Bank

Park Federal Savings Bank

Acquisition: Royal Savings Bank acquired a new subsidiary, Park Federal Savings Bank, 8 years

View Profile Apr 30 2016

Alliance Fsb

Acquisition: Royal Savings Bank acquired a new subsidiary, Alliance Fsb, 8 years

View Profile Oct 01 2015

Royal Financial, Inc.

Royal Financial, Inc. became a new parent organization for Royal Savings Bank.

View Profile Jan 20 2005

Royal Savings Bank

Royal Savings Bank was established 137 years ago and is currently headquartered in Chicago, IL.

Jan 01 1887
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Park Federal Savings Bank Seller 140,325 Acquisition Discontinued 4/30/2016
Alliance Fsb Seller 64,990 Acquisition Discontinued 10/1/2015
Relationships Role Relationship Start Relationship End
Royal Financial, Inc. Parent 1/20/2005
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