Vitals
  • Total Assets
    302.4M 13.6 %
  • Total Deposits
    239.8M 17.4 %
  • Total Net Loans
    223.7M 14.0 %
  • Net Income
    3.3M -4.0 %
  • Book Value
    33.8M 2.5 %
  • Book Value x2
    67.6M 2.5 %
  • Book Value x3
    101.4M 2.5 %
ROAA

1.161

ROAE

9.75

Efficiency Ratio

67.522

Net Interest Margin

3.805

Balance Sheet Highlights
Financial Highlights Shelby Savings Bank, Ssb All Insured Savings Banks in Texas
Balance Sheet $(000)
Total Assets 302,392 699,407
Total Net Loans 223,740 487,746
Total Deposits 239,751 520,110
Total Equity 33,806 100,964
Profitability
Net Income 3,300 10,708
Return on Average Assets 1.161 1.001
Return on Average Equity 9.75 8.837
Net Interest Margin 3.805 4.122
Efficiency Ratio 67.522 69.901
Noninterest Income/Revenue 13.275 22.526
Balance Sheet Ratios
Loan-to-Deposit 93.322 87.04
Securities/Assets .14 .148
Total Equity/Total Assets .112 .144
Tangible Equity/Tangible Assets .111 .13
Capital Adequacy
Tier 1 Common Capital 34,191 94,270
Tier 1 Capital 34,191 94,270
Tier 2 Capital 2,997 4,738
Total Capital 37,188 99,006
Total Risk Weighted Assets 239,566 501,775
Leverage Ratio 11.55 11.157
Common Equity Tier 1 Capital Ratio 14.27 17.175
Tier 1 Capital Ratio 14.27 17.194
Total Capital Ratio 15.52 18.145

Timeline for Shelby Savings Bank, Ssb

Shelby Bancshares, Inc.

Shelby Bancshares, Inc. became a new parent organization for Shelby Savings Bank, Ssb.

View Profile Mar 15 2010

Shelby Bancshares Of Nevada, Inc.

Shelby Bancshares Of Nevada, Inc. became a new parent organization for Shelby Savings Bank, Ssb.

View Profile Mar 14 2001

Shelby Savings Bank, Ssb

Shelby Savings Bank, Ssb was established 45 years ago and is currently headquartered in Center, TX.

Jan 01 1979
Relationships Role Relationship Start Relationship End
Shelby Bancshares, Inc. Parent 3/15/2010
Shelby Bancshares Of Nevada, Inc. Parent 3/14/2001 3/14/2010
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