Vitals
  • Total Assets
    401.3M -13.6 %
  • Total Deposits
    334.5M -16.6 %
  • Total Net Loans
    188.4M -21.2 %
  • Net Income
    2.9M 84.8 %
  • Book Value
    50.3M 9.5 %
  • Book Value x2
    100.6M 9.5 %
  • Book Value x3
    150.9M 9.5 %
ROAA

.925

ROAE

8.043

Efficiency Ratio

58.691

Net Interest Margin

3.687

Balance Sheet Highlights
Financial Highlights First Trust Bank All Insured Commercial Banks in North Carolina
Balance Sheet $(000)
Total Assets 401,331 636,186
Total Net Loans 188,435 405,114
Total Deposits 334,499 535,540
Total Equity 50,293 64,697
Profitability
Net Income 2,915 2,241
Return on Average Assets .925 .349
Return on Average Equity 8.043 1.696
Net Interest Margin 3.687 3.668
Efficiency Ratio 58.691 79.948
Noninterest Income/Revenue .015 15.352
Balance Sheet Ratios
Loan-to-Deposit 56.334 77.125
Securities/Assets .33 .177
Total Equity/Total Assets .125 .102
Tangible Equity/Tangible Assets .125 .095
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 47,029 58,153
Tier 2 Capital 3,103 6,209
Total Capital 50,132 64,338
Total Risk Weighted Assets 244,473 433,698
Leverage Ratio 11.55 9.509
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 19.24 13.553
Total Capital Ratio 20.51 14.956

Timeline for First Trust Bank

Bank Of North Carolina

First Trust Bank was acquired by Bank Of North Carolina 11 years

View Profile Dec 01 2012

First Trust Bank

First Trust Bank was established 25 years ago and is currently headquartered in Charlotte, NC.

Jan 19 1999
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Bank Of North Carolina Buyer 6,799,366 Acquisition Discontinued 12/1/2012
Relationships Role Relationship Start Relationship End
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