Vitals
  • Total Assets
    54.4M
  • Total Deposits
    53.1M
  • Total Net Loans
    40.3M
  • Net Income
    30000.0000
  • Book Value
    1.1M
  • Book Value x2
    2.2M
  • Book Value x3
    3.4M
ROAA

.217

ROAE

10.705

Efficiency Ratio

87.5

Net Interest Margin

3.685

Balance Sheet Highlights
Financial Highlights Carolina Federal Savings Bank All Insured Savings Banks in South Carolina
Balance Sheet $(000)
Total Assets 54,373 164,049
Total Net Loans 40,273 110,996
Total Deposits 53,082 134,086
Total Equity 1,121 21,699
Profitability
Net Income 30 -1,505
Return on Average Assets .217 -1.021
Return on Average Equity 10.705 4.106
Net Interest Margin 3.685 3.527
Efficiency Ratio 87.5 103.38
Noninterest Income/Revenue 9.607 4.198
Balance Sheet Ratios
Loan-to-Deposit 75.869 78.71
Securities/Assets .091
Total Equity/Total Assets .021 .132
Tangible Equity/Tangible Assets .021 .132
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 1,121 20,939
Tier 2 Capital 509 928
Total Capital 1,630 21,867
Total Risk Weighted Assets 40,098 103,858
Leverage Ratio 2.06 14.906
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 2.8 28.126
Total Capital Ratio 4.07 29.11

Timeline for Carolina Federal Savings Bank

Bank Of North Carolina

Carolina Federal Savings Bank was acquired by Bank Of North Carolina 11 years

View Profile Jun 09 2012

Roper Federal Savings Bank

Acquisition: Carolina Federal Savings Bank acquired a new subsidiary, Roper Federal Savings Bank, 23 years

View Profile Mar 01 2001

K Of C Council 704 Federal Credit Union

Acquisition: Carolina Federal Savings Bank acquired a new subsidiary, K Of C Council 704 Federal Credit Union , 34 years

View Profile Mar 15 1990

Carolina Federal Savings Bank

Carolina Federal Savings Bank was established 63 years ago and is currently headquartered in Charleston, SC.

Aug 22 1960
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Bank Of North Carolina Buyer 6,799,366 Failure 6/9/2012
Roper Federal Savings Bank Seller Discontinued 3/1/2001
K Of C Council 704 Federal Credit Union Seller Discontinued 3/15/1990
Relationships Role Relationship Start Relationship End
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