Vitals
  • Total Assets
    1.1B 2.3 %
  • Total Deposits
    968.0M 7.1 %
  • Total Net Loans
    876.9M 0.3 %
  • Net Income
    3.4M -43.1 %
  • Book Value
    97.2M -3.5 %
  • Book Value x2
    194.3M -3.5 %
  • Book Value x3
    291.5M -3.5 %
ROAA

.302

ROAE

3.366

Efficiency Ratio

79.154

Net Interest Margin

3.431

Balance Sheet Highlights
Financial Highlights Ameriserv Financial Bank All Insured Commercial Banks in Pennsylvania
Balance Sheet $(000)
Total Assets 1,134,827 784,148
Total Net Loans 876,926 559,183
Total Deposits 967,986 637,080
Total Equity 97,158 81,247
Profitability
Net Income 3,379 6,303
Return on Average Assets .302 .785
Return on Average Equity 3.366 7.431
Net Interest Margin 3.431 3.473
Efficiency Ratio 79.154 69.514
Noninterest Income/Revenue 12.808 18.146
Balance Sheet Ratios
Loan-to-Deposit 90.593 86.432
Securities/Assets .131 .178
Total Equity/Total Assets .086 .104
Tangible Equity/Tangible Assets .075 .094
Capital Adequacy
Tier 1 Common Capital 96,796 72,881
Tier 1 Capital 96,796 73,172
Tier 2 Capital 10,822 6,143
Total Capital 107,618 79,518
Total Risk Weighted Assets 948,485 578,873
Leverage Ratio 8.61 9.899
Common Equity Tier 1 Capital Ratio 10.21 13.811
Tier 1 Capital Ratio 10.21 13.878
Total Capital Ratio 11.35 15.103

Timeline for Ameriserv Financial Bank

Asrv Workouts, Llc

Asrv Workouts, Llc became a new subsidiary organization for Ameriserv Financial Bank.

View Profile Jul 30 2009

West Chester Capital Advisors Inc

West Chester Capital Advisors Inc became a new subsidiary organization for Ameriserv Financial Bank.

View Profile Mar 06 2007

Ameriserv Financial Services Corporation

Acquisition: Ameriserv Financial Bank acquired a new subsidiary, Ameriserv Financial Services Corporation , 19 years

View Profile Dec 31 2004

Mount Nittany Mortgage Company

Mount Nittany Mortgage Company became a new subsidiary organization for Ameriserv Financial Bank.

View Profile Apr 02 2003

Standard Mortgage Corporation Of Georgia

Standard Mortgage Corporation Of Georgia became a new subsidiary organization for Ameriserv Financial Bank.

View Profile Nov 01 2001

Want to see more?

Complete timeline for Ameriserv Financial Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Ameriserv Financial Services Corporation Seller Pooling of Interests Discontinued 12/31/2004
Johnstown Interim Bank Seller 344,058 Discontinued 7/11/1994
The First National Bank Of Coalport Seller 7,001 Discontinued 9/16/1976
Cambria County National Bank Seller Discontinued 12/13/1965
Windber Bank And Trust Company Seller Discontinued 6/3/1963
Nanty Glo State Bank Seller Discontinued 6/19/1961
Peoples National Bank Seller Discontinued 10/17/1960
Relationships Role Relationship Start Relationship End
Ameriserv Financial, Inc Parent 1/5/1983
West Chester Capital Advisors Inc Subsidary 6/30/2007
Asrv Workouts, Llc Subsidary 7/30/2009 12/31/2014
Mount Nittany Mortgage Company Subsidary 4/2/2003 12/31/2009
West Chester Capital Advisors Inc Subsidary 3/6/2007 6/29/2007
Standard Mortgage Corporation Of Georgia Subsidary 11/1/2001 6/30/2005
Ameriserv Financial Services Corporation Subsidary 6/1/2002 12/30/2004
Ameriserv Mortgage Company Subsidary 9/1/1998 4/1/2003
Red Eagle Associates Subsidary 12/17/1999 1/31/2003
Ameriserv Financial Services Corporation Subsidary 7/1/1997 4/30/1999
Similar Organizations
Organization City State Total Assets
Watertown Savings Bank
 		Watertown MA 1.1B
Sonabank
 		Mclean VA 1.1B
Metropolitan Commercial Bank
 		New York NY 1.1B
South Shore Bank
 		South Weymouth MA 1.1B
First American Bank
 		Fort Dodge IA 1.1B
Shore United Bank
 		Easton MD 1.1B
Bank Of Utah
 		Ogden UT 1.1B
Smartbank
 		Pigeon Forge TN 1.0B
The Adirondack Trust Company
 		Saratoga Springs NY 1.2B
Alpine Bank & Trust Co.
 		Rockford IL 1.3B