Ameriserv Financial Bank
Johnstown, PA — State Member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Ameriserv Financial Bank | All Insured Commercial Banks in Pennsylvania |
Interest and Fees on Loans | 37,862 | 22,748 |
Income from Lease Financing Receivables | — | 24 |
75 | 516 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 37 | 268 |
Income on Loans and Leases (TE) | 37,899 | 23,278 |
Investment Interest Income (TE) | 3,443 | 3,743 |
Total Interest Income (TE) | 41,695 | 27,430 |
Total Interest Expense | 6,096 | 3,218 |
Net Interest Income (TE) | 35,599 | 24,213 |
Non-Interest Income | 6,125 | 6,081 |
Adjusted Operating Income (TE) | 41,724 | 30,595 |
Non-interest Expense | 33,026 | 20,397 |
Provision for Loan & Lease Losses | 3,950 | 900 |
Pretax Operating Income (TE) | 4,748 | 8,900 |
Pretax Net Operating Income (TE) | 4,864 | 9,212 |
Applicable Income Taxes | 1,448 | 2,056 |
Net Operating Income | 3,379 | 6,310 |
Net Income | 3,379 | 6,303 |
Cash Dividends Declared | 3,000 | 3,414 |
Retained Earnings | 379 | 2,771 |