Ameriserv Financial Bank
Johnstown, PA — State Member Bank
Active
Net Interest Margin Over Time
| Net Interest Margin | Ameriserv Financial Bank | All Insured Commercial Banks in Pennsylvania |
| 12-31-2016 | 3.431 | 3.473 |
| 09-30-2016 | 3.437 | 3.479 |
| 06-30-2016 | 3.467 | 3.497 |
| 03-31-2016 | 3.502 | 3.502 |
| 12-31-2015 | 3.646 | 3.514 |
| 09-30-2015 | 3.692 | 3.523 |
| 06-30-2015 | 3.676 | 3.523 |
| 03-31-2015 | 3.723 | 3.525 |
| 12-31-2014 | 3.67 | 3.569 |
| 09-30-2014 | 3.663 | 3.578 |
| 06-30-2014 | 3.687 | 3.578 |
| 03-31-2014 | 3.724 | 3.551 |
| 12-31-2013 | 3.725 | 3.561 |
| 09-30-2013 | 3.705 | 3.588 |
| 06-30-2013 | 3.72 | 3.584 |
| 03-31-2013 | 3.745 | 3.582 |
| 12-31-2012 | 3.796 | 3.689 |
| 09-30-2012 | 3.811 | 3.714 |
| 06-30-2012 | 3.82 | 3.711 |
| 03-31-2012 | 3.876 | 3.73 |
| 12-31-2011 | 3.848 | 3.775 |
| 09-30-2011 | 3.852 | 3.782 |
| 06-30-2011 | 3.843 | 3.768 |
| 03-31-2011 | 3.827 | 3.773 |
| 12-31-2010 | 3.867 | 3.708 |
| 09-30-2010 | 3.876 | 3.68 |
| 06-30-2010 | 3.897 | 3.665 |
| 03-31-2010 | 3.869 | 3.624 |
| 12-31-2009 | 3.843 | 3.489 |
| 09-30-2009 | 3.828 | 3.457 |
| 06-30-2009 | 3.868 | 3.43 |
| 03-31-2009 | 3.896 | 3.437 |
| 12-31-2008 | 3.771 | 3.569 |
| 09-30-2008 | 3.674 | 3.566 |
| 06-30-2008 | 3.621 | 3.546 |
| 03-31-2008 | 3.48 | 3.52 |
| 12-31-2007 | 3.175 | 3.545 |
| 09-30-2007 | 3.155 | 3.53 |
| 06-30-2007 | 3.152 | 3.517 |
| 03-31-2007 | 3.135 | 3.49 |
| 12-31-2006 | 3.247 | 3.61 |
| 09-30-2006 | 3.296 | 3.639 |
| 06-30-2006 | 3.327 | 3.634 |
| 03-31-2006 | 3.341 | 3.634 |
| 12-31-2005 | 2.926 | 3.707 |
| 09-30-2005 | 2.787 | 3.706 |
| 06-30-2005 | 2.886 | 3.702 |
| 03-31-2005 | 2.946 | 3.7 |
| 12-31-2004 | 2.556 | 3.678 |
| 09-30-2004 | 2.544 | 3.669 |
| 06-30-2004 | 2.597 | 3.695 |
| 03-31-2004 | 2.672 | 3.726 |
| 12-31-2003 | 2.58 | 3.764 |
| 09-30-2003 | 2.616 | 3.773 |
| 06-30-2003 | 2.725 | 3.824 |
| 03-31-2003 | 2.769 | 3.846 |
| 12-31-2002 | 2.761 | 3.993 |