Vitals
  • Total Assets
    1.1B 132.1 %
  • Total Deposits
    1.0B 131.3 %
  • Total Net Loans
    863.6M 143.6 %
  • Net Income
    9.1M 161.5 %
  • Book Value
    126.8M 149.6 %
  • Book Value x2
    253.5M 149.6 %
  • Book Value x3
    380.3M 149.6 %
ROAA

.809

ROAE

7.199

Efficiency Ratio

62.925

Net Interest Margin

3.507

Balance Sheet Highlights
Financial Highlights Shore United Bank All Insured Commercial Banks in Maryland
Balance Sheet $(000)
Total Assets 1,133,026 804,628
Total Net Loans 863,622 615,155
Total Deposits 1,000,087 644,089
Total Equity 126,761 83,729
Profitability
Net Income 9,122 6,445
Return on Average Assets .809 .743
Return on Average Equity 7.199 7.02
Net Interest Margin 3.507 3.678
Efficiency Ratio 62.925 72.114
Noninterest Income/Revenue 15.689 18.691
Balance Sheet Ratios
Loan-to-Deposit 86.355 90.195
Securities/Assets .14 .114
Total Equity/Total Assets .112 .104
Tangible Equity/Tangible Assets .11 .093
Capital Adequacy
Tier 1 Common Capital 122,543 74,463
Tier 1 Capital 122,543 75,572
Tier 2 Capital 9,027 7,498
Total Capital 131,570 83,523
Total Risk Weighted Assets 885,206 632,592
Leverage Ratio 10.88 9.794
Common Equity Tier 1 Capital Ratio 13.84 12.533
Tier 1 Capital Ratio 13.84 12.687
Total Capital Ratio 14.86 13.794

Timeline for Shore United Bank

The Talbot Bank Of Easton, Maryland

Acquisition: Shore United Bank acquired a new subsidiary, The Talbot Bank Of Easton, Maryland, 7 years

View Profile Jul 01 2016

The Felton Bank

Acquisition: Shore United Bank acquired a new subsidiary, The Felton Bank, 13 years

View Profile Jan 01 2011

Kent Savings And Loan Association, Fa

Acquisition: Shore United Bank acquired a new subsidiary, Kent Savings And Loan Association, Fa, 27 years

View Profile Apr 01 1997

Shore Bancshares, Inc.

Shore Bancshares, Inc. became a new parent organization for Shore United Bank.

View Profile Jul 01 1996

Delmarva Bank Data Processing Center, Inc.

Delmarva Bank Data Processing Center, Inc. became a new subsidiary organization for Shore United Bank.

View Profile Jul 01 1996

Want to see more?

Complete timeline for Shore United Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The Talbot Bank Of Easton, Maryland Seller 602,484 Pooling of Interests Discontinued 7/1/2016
The Felton Bank Seller 81,465 Pooling of Interests Discontinued 1/1/2011
Kent Savings And Loan Association, Fa Seller 24,052 Acquisition Discontinued 4/1/1997
Relationships Role Relationship Start Relationship End
Shore Bancshares, Inc. Parent 7/1/1996
Delmarva Bank Data Processing Center, Inc. Subsidary 7/1/1996 6/18/2005
Eastern Shore Mortgage Corporation Subsidary 7/1/1996 6/16/1999
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