Vitals
  • Total Assets
    1.1B 14.0 %
  • Total Deposits
    884.6M 15.5 %
  • Total Net Loans
    755.8M 4.2 %
  • Net Income
    16.3M 3.5 %
  • Book Value
    141.6M 8.4 %
  • Book Value x2
    283.2M 8.4 %
  • Book Value x3
    424.9M 8.4 %
ROAA

1.598

ROAE

11.877

Efficiency Ratio

56.504

Net Interest Margin

4.039

Balance Sheet Highlights
Financial Highlights Bank Of Utah All Insured Commercial Banks in Utah
Balance Sheet $(000)
Total Assets 1,085,815 4,912,170
Total Net Loans 755,803 3,384,143
Total Deposits 884,615 4,143,202
Total Equity 141,622 557,185
Profitability
Net Income 16,259 63,059
Return on Average Assets 1.598 1.948
Return on Average Equity 11.877 13.309
Net Interest Margin 4.039 5.332
Efficiency Ratio 56.504 52.902
Noninterest Income/Revenue 35.49 17.847
Balance Sheet Ratios
Loan-to-Deposit 85.439 82.591
Securities/Assets .13 .161
Total Equity/Total Assets .13 .113
Tangible Equity/Tangible Assets .125 .113
Capital Adequacy
Tier 1 Common Capital 136,138 503,365
Tier 1 Capital 136,138 526,634
Tier 2 Capital 10,353 26,392
Total Capital 146,491 554,451
Total Risk Weighted Assets 842,979 3,042,819
Leverage Ratio 12.5 12.466
Common Equity Tier 1 Capital Ratio 16.15 16.659
Tier 1 Capital Ratio 16.15 16.843
Total Capital Ratio 17.38 17.925

Timeline for Bank Of Utah

Bou Bancorp, Inc.

Bou Bancorp, Inc. became a new parent organization for Bank Of Utah.

View Profile Nov 30 2000

First Commerce Bank

Acquisition: Bank Of Utah acquired a new subsidiary, First Commerce Bank, 24 years

View Profile Sep 16 1999

First Commerce Bancorp, Inc.

Acquisition: Bank Of Utah acquired a new subsidiary, First Commerce Bancorp, Inc. , 24 years

View Profile Sep 16 1999

Browning Bancorp

Acquisition: Bank Of Utah acquired a new subsidiary, Browning Bancorp , 28 years

View Profile Dec 29 1995

Bank Of Brigham City

Acquisition: Bank Of Utah acquired a new subsidiary, Bank Of Brigham City, 45 years

View Profile Nov 01 1978

Want to see more?

Complete timeline for Bank Of Utah is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Commerce Bank Seller 41,565 Acquisition Discontinued 9/16/1999
First Commerce Bancorp, Inc. Seller Acquisition Discontinued 9/16/1999
Browning Bancorp Seller Pooling of Interests Discontinued 12/29/1995
Bank Of Brigham City Seller 5,854 Discontinued 11/1/1978
Bank Of Northern Utah Seller 7,606 Discontinued 11/1/1978
Bank Of Ben Lomond Seller 10,159 Discontinued 4/15/1974
Relationships Role Relationship Start Relationship End
Bou Bancorp, Inc. Parent 11/30/2000
Browning Bancorp Parent 10/31/1984 12/28/1995
Browning Bancorp Parent 10/31/1983 10/30/1984
Browning Bancorp Parent 10/31/1981 10/30/1983
Browning Bancorp Parent 10/31/1980 10/30/1981
Browning Bancorp Parent 10/31/1978 10/30/1980
Browning Bancorp Parent 12/31/1970 10/30/1978
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