Vitals
  • Total Assets
    1.1B -0.2 %
  • Total Deposits
    883.6M -0.5 %
  • Total Net Loans
    398.1M 1.6 %
  • Net Income
    10.4M 4.9 %
  • Book Value
    98.3M -1.4 %
  • Book Value x2
    196.6M -1.4 %
  • Book Value x3
    294.9M -1.4 %
ROAA

.971

ROAE

10.215

Efficiency Ratio

66.451

Net Interest Margin

3.176

Balance Sheet Highlights
Financial Highlights American Heritage Bank All Insured Commercial Banks in Oklahoma
Balance Sheet $(000)
Total Assets 1,072,614 202,868
Total Net Loans 398,121 137,756
Total Deposits 883,589 172,449
Total Equity 98,285 21,595
Profitability
Net Income 10,388 2,672
Return on Average Assets .971 1.261
Return on Average Equity 10.215 11.655
Net Interest Margin 3.176 4.163
Efficiency Ratio 66.451 67.201
Noninterest Income/Revenue 18.105 16.695
Balance Sheet Ratios
Loan-to-Deposit 45.057 75.305
Securities/Assets .554 .172
Total Equity/Total Assets .092 .106
Tangible Equity/Tangible Assets .085 .104
Capital Adequacy
Tier 1 Common Capital 98,318 21,413
Tier 1 Capital 98,318 21,413
Tier 2 Capital 5,915 1,666
Total Capital 104,233 23,103
Total Risk Weighted Assets 472,753 150,667
Leverage Ratio 9.36 10.837
Common Equity Tier 1 Capital Ratio 20.8 15.74
Tier 1 Capital Ratio 20.8 15.742
Total Capital Ratio 22.05 16.809

Timeline for American Heritage Bank

First National Bank In Pawhuska

Acquisition: American Heritage Bank acquired a new subsidiary, First National Bank In Pawhuska, 9 years

View Profile Mar 11 2015

The Cleveland Bank

Acquisition: American Heritage Bank acquired a new subsidiary, The Cleveland Bank, 11 years

View Profile Jan 01 2013

Osage Federal Bank

Acquisition: American Heritage Bank acquired a new subsidiary, Osage Federal Bank, 11 years

View Profile Dec 01 2012

First Bank Of Cleveland

Acquisition: American Heritage Bank acquired a new subsidiary, First Bank Of Cleveland, 22 years

View Profile Apr 13 2002

Heritage Bank

Acquisition: American Heritage Bank acquired a new subsidiary, Heritage Bank, 23 years

View Profile Mar 03 2001

Want to see more?

Complete timeline for American Heritage Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First National Bank In Pawhuska Seller 28,739 Acquisition Discontinued 3/11/2015
The Cleveland Bank Seller 67,667 Acquisition Discontinued 1/1/2013
Osage Federal Bank Seller 150,454 Acquisition Discontinued 12/1/2012
First Bank Of Cleveland Seller 25,169 Acquisition Discontinued 4/13/2002
Heritage Bank Seller 81,524 Pooling of Interests Discontinued 3/3/2001
Limestone National Bank Seller 17,789 Discontinued 11/9/1993
American Bank Seller 16,583 Discontinued 11/23/1991
Family Savings Bank, F.S.B. Seller 48,786 Failure 5/26/1990
First National Bank Of Sapulpa Seller 7,460 Failure 3/6/1987
Relationships Role Relationship Start Relationship End
American Bancorporation, Inc. Parent 12/31/1970
American National Development Corporation Subsidary 6/30/2007
American National Insurance Agency Subsidary 6/30/2007
American National Development Corporation Subsidary 10/31/1991 6/29/2007
American National Insurance Agency Subsidary 6/16/1999 6/29/2007
Similar Organizations
Organization City State Total Assets
South Shore Bank
 		South Weymouth MA 1.1B
Bank Of Utah
 		Ogden UT 1.1B
First American Bank
 		Fort Dodge IA 1.1B
Metropolitan Commercial Bank
 		New York NY 1.1B
Smartbank
 		Pigeon Forge TN 1.0B
Watertown Savings Bank
 		Watertown MA 1.1B
Sonabank
 		Mclean VA 1.1B
State Bank Of The Lakes
 		Antioch IL 1.0B
Pacific Mercantile Bank
 		Costa Mesa CA 1.1B
John Marshall Bank
 		Reston VA 1.0B