Vitals
  • Total Assets
    1.0B 1.0 %
  • Total Deposits
    858.9M 9.2 %
  • Total Net Loans
    756.1M 5.8 %
  • Net Income
    7.4M 4.8 %
  • Book Value
    140.7M 7.3 %
  • Book Value x2
    281.4M 7.3 %
  • Book Value x3
    422.1M 7.3 %
ROAA

.727

ROAE

5.419

Efficiency Ratio

61.454

Net Interest Margin

3.032

Balance Sheet Highlights
Financial Highlights State Bank Of The Lakes All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 1,018,989 290,894
Total Net Loans 756,086 191,278
Total Deposits 858,893 246,407
Total Equity 140,691 31,125
Profitability
Net Income 7,423 2,670
Return on Average Assets .727 .919
Return on Average Equity 5.419 8.247
Net Interest Margin 3.032 3.499
Efficiency Ratio 61.454 67.9
Noninterest Income/Revenue 12.332 16.598
Balance Sheet Ratios
Loan-to-Deposit 88.03 72.669
Securities/Assets .118 .191
Total Equity/Total Assets .138 .107
Tangible Equity/Tangible Assets .081 .103
Capital Adequacy
Tier 1 Common Capital 86,092 29,670
Tier 1 Capital 86,092 29,720
Tier 2 Capital 11,104 2,112
Total Capital 97,196 31,905
Total Risk Weighted Assets 848,799 212,461
Leverage Ratio 8.71 10.62
Common Equity Tier 1 Capital Ratio 10.14 16.313
Tier 1 Capital Ratio 10.14 16.329
Total Capital Ratio 11.45 17.341

Timeline for State Bank Of The Lakes

Wintrust Financial Corporation

Wintrust Financial Corporation became a new parent organization for State Bank Of The Lakes.

View Profile May 31 2005

Antioch Holding Company

Antioch Holding Company became a new parent organization for State Bank Of The Lakes.

View Profile Dec 22 1980

State Bank Of The Lakes

State Bank Of The Lakes was established 98 years ago and is currently headquartered in Antioch, IL.

Jan 01 1926
Relationships Role Relationship Start Relationship End
Wintrust Financial Corporation Parent 5/31/2005
Antioch Holding Company Parent 9/15/1997 5/30/2005
Antioch Holding Company Parent 12/18/1992 9/14/1997
Antioch Holding Company Parent 12/22/1980 12/17/1992
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