Vitals
  • Total Assets
    1.2B 25.0 %
  • Total Deposits
    1.0B 28.3 %
  • Total Net Loans
    1.0B 29.1 %
  • Net Income
    5.3M 17.5 %
  • Book Value
    128.7M 35.2 %
  • Book Value x2
    257.3M 35.2 %
  • Book Value x3
    386.0M 35.2 %
ROAA

.485

ROAE

4.837

Efficiency Ratio

62.238

Net Interest Margin

3.617

Balance Sheet Highlights
Financial Highlights Metropolitan Commercial Bank All Insured Commercial Banks in New York
Balance Sheet $(000)
Total Assets 1,219,507 1,637,033
Total Net Loans 1,047,299 1,047,955
Total Deposits 1,001,578 1,296,950
Total Equity 128,671 187,165
Profitability
Net Income 5,319 13,254
Return on Average Assets .485 .773
Return on Average Equity 4.837 7.506
Net Interest Margin 3.617 3.19
Efficiency Ratio 62.238 65.064
Noninterest Income/Revenue 10.656 18.239
Balance Sheet Ratios
Loan-to-Deposit 104.565 73.986
Securities/Assets .036 .167
Total Equity/Total Assets .106 .114
Tangible Equity/Tangible Assets .098 .109
Capital Adequacy
Tier 1 Common Capital 118,925 154,500
Tier 1 Capital 118,925 155,066
Tier 2 Capital 13,086 9,750
Total Capital 132,011 168,084
Total Risk Weighted Assets 1,057,742 1,138,832
Leverage Ratio 10.41 10.188
Common Equity Tier 1 Capital Ratio 11.24 16.458
Tier 1 Capital Ratio 11.24 16.551
Total Capital Ratio 12.48 17.647

Timeline for Metropolitan Commercial Bank

Metropolitan National Bank Mortgage Company Llc

Metropolitan National Bank Mortgage Company Llc became a new subsidiary organization for Metropolitan Commercial Bank.

View Profile May 11 2004

Cashzone Financial Services, Inc.

Cashzone Financial Services, Inc. became a new subsidiary organization for Metropolitan Commercial Bank.

View Profile May 11 2004

Metropolitan Bank Holding Corp.

Metropolitan Bank Holding Corp. became a new parent organization for Metropolitan Commercial Bank.

View Profile Jun 22 1999

Metropolitan Commercial Bank

Metropolitan Commercial Bank was established 24 years ago and is currently headquartered in New York, NY.

Jun 21 1999
Relationships Role Relationship Start Relationship End
Metropolitan Bank Holding Corp. Parent 6/22/1999
Metropolitan National Bank Mortgage Company Llc Subsidary 5/11/2004
Cashzone Financial Services, Inc. Subsidary 6/30/2007
Cashzone Financial Services, Inc. Subsidary 5/11/2004 6/29/2007
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