Vitals
  • Total Assets
    1.0B -3.5 %
  • Total Deposits
    759.8M -3.3 %
  • Total Net Loans
    570.1M 3.6 %
  • Net Income
    6.2M -15.9 %
  • Book Value
    101.3M -1.7 %
  • Book Value x2
    202.7M -1.7 %
  • Book Value x3
    304.0M -1.7 %
ROAA

.58

ROAE

5.962

Efficiency Ratio

83.625

Net Interest Margin

2.593

Balance Sheet Highlights
Financial Highlights First American Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 1,035,753 198,346
Total Net Loans 570,065 133,864
Total Deposits 759,809 165,124
Total Equity 101,335 22,060
Profitability
Net Income 6,158 2,310
Return on Average Assets .58 1.15
Return on Average Equity 5.962 9.92
Net Interest Margin 2.593 3.587
Efficiency Ratio 83.625 60.34
Noninterest Income/Revenue 26.201 13.494
Balance Sheet Ratios
Loan-to-Deposit 75.027 77.091
Securities/Assets .276 .197
Total Equity/Total Assets .098 .111
Tangible Equity/Tangible Assets .098 .107
Capital Adequacy
Tier 1 Common Capital 102,467 21,135
Tier 1 Capital 102,467 21,140
Tier 2 Capital 7,771 1,625
Total Capital 110,238 22,777
Total Risk Weighted Assets 617,834 151,308
Leverage Ratio 9.67 10.944
Common Equity Tier 1 Capital Ratio 16.58 15.631
Tier 1 Capital Ratio 16.58 15.631
Total Capital Ratio 17.84 16.675

Timeline for First American Bank

1 American Eagle Plaza Inc.

1 American Eagle Plaza Inc. became a new subsidiary organization for First American Bank.

View Profile Jan 21 2016

First American Bank, National Association

Acquisition: First American Bank acquired a new subsidiary, First American Bank, National Association, 17 years

View Profile Dec 30 2006

Sbg Ii, Ltd

Sbg Ii, Ltd became a new parent organization for First American Bank.

View Profile Dec 30 2006

Commerce Bancshares, Inc.

Commerce Bancshares, Inc. became a new parent organization for First American Bank.

View Profile Dec 30 2006

Waukee State Bank

Acquisition: First American Bank acquired a new subsidiary, Waukee State Bank, 17 years

View Profile Aug 19 2006

Want to see more?

Complete timeline for First American Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First American Bank, National Association Seller 188,393 Pooling of Interests Discontinued 12/30/2006
Waukee State Bank Seller 54,457 Acquisition Discontinued 8/19/2006
First American Bank Seller 55,076 Pooling of Interests Discontinued 6/15/2002
First American Bank Seller 88,780 Pooling of Interests Discontinued 9/18/2000
First American Bank Seller 100,516 Pooling of Interests Discontinued 9/18/2000
First American Bank Seller 28,194 Pooling of Interests Discontinued 9/18/2000
Iowa State Bank And Trust Company, Dayton, Iowa Seller 10,306 Discontinued 1/21/1982
Relationships Role Relationship Start Relationship End
Stark Bank Group, Ltd. Parent 1/1/2011
Stark Bank Group, Ltd. Parent 10/1/2009 12/31/2010
Commerce Bancshares, Inc. Parent 7/20/2007 12/31/2010
Stark Bank Group, Ltd. Parent 12/30/2006 9/30/2009
Sbg Ii, Ltd Parent 12/30/2006 9/30/2009
Commerce Bancshares, Inc. Parent 12/30/2006 7/19/2007
Stark Bank Group, Ltd. Parent 8/19/2006 12/29/2006
Stark Bank Group, Ltd. Parent 7/15/1982 8/18/2006
Stark Group Charitable Foundation, Inc Subsidary 6/30/2007
1 American Eagle Plaza Inc. Subsidary 1/21/2016
Stark Group Charitable Foundation, Inc Subsidary 2/18/2004 6/29/2007
State Bank Agri-Credit Corporation, The Subsidary 7/15/1982 2/25/1998
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