Vitals
  • Total Assets
    1.1B 4.1 %
  • Total Deposits
    851.4M -0.8 %
  • Total Net Loans
    854.1M 5.3 %
  • Net Income
    8.6M 0.6 %
  • Book Value
    117.0M 4.5 %
  • Book Value x2
    234.1M 4.5 %
  • Book Value x3
    351.1M 4.5 %
ROAA

.817

ROAE

7.492

Efficiency Ratio

74.934

Net Interest Margin

3.321

Balance Sheet Highlights
Financial Highlights American Trust & Savings Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 1,087,325 198,346
Total Net Loans 854,095 133,864
Total Deposits 851,373 165,124
Total Equity 117,048 22,060
Profitability
Net Income 8,619 2,310
Return on Average Assets .817 1.15
Return on Average Equity 7.492 9.92
Net Interest Margin 3.321 3.587
Efficiency Ratio 74.934 60.34
Noninterest Income/Revenue 39.454 13.494
Balance Sheet Ratios
Loan-to-Deposit 100.32 77.091
Securities/Assets .103 .197
Total Equity/Total Assets .108 .111
Tangible Equity/Tangible Assets .102 .107
Capital Adequacy
Tier 1 Common Capital 116,963 21,135
Tier 1 Capital 116,963 21,140
Tier 2 Capital 9,589 1,625
Total Capital 126,552 22,777
Total Risk Weighted Assets 1,013,573 151,308
Leverage Ratio 10.76 10.944
Common Equity Tier 1 Capital Ratio 11.54 15.631
Tier 1 Capital Ratio 11.54 15.631
Total Capital Ratio 12.49 16.675

Timeline for American Trust & Savings Bank

The National Bank

Acquisition: American Trust & Savings Bank acquired a new subsidiary, The National Bank, 38 years

View Profile Apr 11 1986

Atbancorp

Atbancorp became a new parent organization for American Trust & Savings Bank.

View Profile Sep 17 1985

American Trust & Savings Bank

American Trust & Savings Bank was established 119 years ago and is currently headquartered in Dubuque, IA.

Jan 01 1905
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The National Bank Seller 43,038 Failure 4/11/1986
Relationships Role Relationship Start Relationship End
Atbancorp Parent 9/17/1985
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