First American Bank
Fort Dodge, IA — State Member Bank
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Net Income Analysis
( % relative to Total Revenue )
| Income Statement | First American Bank | All Insured Commercial Banks in Iowa |
| Interest and Fees on Loans | 22,413 | 6,128 |
| Income from Lease Financing Receivables | — | 1 |
| 164 | 47 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | 84 | 23 |
| Income on Loans and Leases (TE) | 22,497 | 6,162 |
| Investment Interest Income (TE) | 5,289 | 1,177 |
| Total Interest Income (TE) | 28,870 | 7,538 |
| Total Interest Expense | 3,576 | 925 |
| Net Interest Income (TE) | 25,294 | 6,587 |
| Non-Interest Income | 10,250 | 1,176 |
| Adjusted Operating Income (TE) | 35,544 | 7,798 |
| Non-interest Expense | 29,724 | 4,586 |
| Provision for Loan & Lease Losses | -1,465 | 208 |
| Pretax Operating Income (TE) | 7,285 | 2,901 |
| Pretax Net Operating Income (TE) | 7,285 | 2,963 |
| Applicable Income Taxes | 269 | 312 |
| Net Operating Income | 6,158 | 2,310 |
| Net Income | 6,158 | 2,310 |
| Cash Dividends Declared | — | 1,248 |
| Retained Earnings | 6,158 | 1,005 |